Worcester County property record for 5 Whisper Ln, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,520 sqft · built 1989 |
| Lot Size | 0.266 acres (11,604 sqft) |
| Owner | Individual Name on File |
| Last Sale | $108,000 (May 1996) |
| Tax Bill | $2,014 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-041026 |
| Primary APN | 03-041026 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,520 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,604 sqft (0.266 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 154 sqft |
| Deck Area | 294 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 041026 |
|---|---|
| Street Address | 5 WHISPER LN |
| City | BERLIN |
| State | MD |
| Zip | 21811-1631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT B-07-025 11604 SQ FT WHISPER LANE PL OCEAN PINES SEC SEVEN |
| Legal Subdivision | OCEAN PINES SEC 07 |
| Legal Lot Number | 25 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 6, NORTHERN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 950700 |
5 Whisper Ln is owned and occupied by an individual who bought it in May 1996.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 WHISPER LN, BERLIN, MD 21811-1631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 1996 · Amount on File |
| Deed Sale | May 30, 1996 · Amount on File |
| Prior Sale | Aug 29, 1991 · Amount on File |
| Deed Document Number | 1996301359 |
| Deed Book / Page | 2278 / 231 |
| Prior Transfer Date | Jun 14, 1990 |
| Prior Transfer Doc | 1652000507 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 5 Whisper Ln was $2,014 with a homeowner's exemption, up 1.7% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,014.00 (+1.72%) Homeowner's exemption | $337,233 (+9.75%) | $367,200 (-) Land $94,100 Building $273,100 |
| 2025 | $1,980.00 Homeowner's exemption | $307,267 | $367,200 Land $94,100 Building $273,100 |
| 2023 | $1,891.00 Homeowner's exemption | $254,233 | $277,300 Land $82,800 Building $194,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Whisper Ln in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 60 policies |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 26 (1985–2015) |
| Claims Outside the SFHA | 15 of 26 |
| Most Recent Claim | Oct 2015 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Whisper Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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