5 Westwick Ct, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 5 Westwick Ct, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,798 sqft · built 1987
Lot Size	0.63 acres (27,428 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Feb 2011)
Tax Bill	$10,444 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-405-90049520`

Property Details

APN / Parcel Number

Primary APN	`06-405-90049520`
Alternative APNs	`6-405-90049520` `40590049520`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,798 sqft Living Area
Gross Area	4,454 sqft
1st Floor Area	2,092 sqft
Basement Area	426 sqft
Finished Basement	426 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	27,428 sqft (0.63 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	180 sqft
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	40590049520
Street Address	5 WESTWICK CT
City	ANNAPOLIS
State	MD
Zip	21403-1662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 59 SC II HUNT MEADOW SC II
Legal Subdivision	HUNT MEADOW SC II
Legal Block	2
Legal Lot Number	59
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2006
Census Tract	702601

Owner

5 Westwick Ct is owned and occupied by two individuals who bought it in February 2011.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 WESTWICK CT, ANNAPOLIS, MD 21403-1662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2011 · Amount on File
Deed Sale	Feb 8, 2011 · Amount on File
Prior Sale	Jan 4, 2006
Deed Book / Page	23192 / 299
Prior Transfer Date	Dec 22, 2005
Prior Transfer Doc	0173250321
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	5 WESTWICK CT, ANNAPOLIS, MD 21403-1662
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MID MARYLAND TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0348770115
Date	Jul 10, 2020
Book Page	34877/115

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 5 Westwick Ct was $10,444 with a homeowner's exemption, up 4.5% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$802,500 (+6.16%) Land $282,800 Building $519,700	$802,500 (-) Land $282,800 Building $519,700
2025	$10,444.00 (+4.48%) Homeowner's exemption	$755,900	$802,500 Land $282,800 Building $519,700
2024	$9,996.00 (+5.04%)
2023	$9,516.00 Homeowner's exemption	$662,700 Land $282,800 Building $379,900	$662,700 Land $282,800 Building $379,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Westwick Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2006–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Westwick Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880