5 Westgate, Laguna Niguel, CA 92677 Property Records

Orange County property record for 5 Westgate, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,808 sqft · built 1990
Lot Size	0.116 acres (5,060 sqft)
Owner	2 Trust Names on File
Last Sale	$875,000 (May 2014)
Tax Bill	$10,837 (2025)
Deeds & Mortgages	May 2022 Transfer May 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`673-621-42`

Property Details

APN / Parcel Number

Primary APN	`673-621-42`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,808 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	5,060 sqft (0.116 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5 WESTGATE
City	LAGUNA NIGUEL
State	CA
Zip	92677-9201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13472 BLK LOT 35
Legal Subdivision	TRACT NO 13472
Legal Tract	13472
Legal Lot Number	35
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2004
Census Tract	42337

Owner

5 Westgate is held in a trust since April 2022.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5 WESTGATE, LAGUNA NIGUEL, CA 92677-9201
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Intrafamily Transfer, Transfer
May 2, 2022	Intrafamily Transfer, Transfer
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO FUNDING
Mar 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2014 · Amount on File
Deed Sale	May 8, 2014 · Amount on File
Prior Sale	Nov 1, 2010
Deed Document Number	2014179052
Last Transfer Date	Apr 29, 2022
Transfer Doc	0000165666
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 2, 2022
Property Address	5 WESTGATE, LAGUNA NIGUEL, CA 92677-9201
Document Number	0000165665
Map Reference	MB 368 PG 48-50
Instrument Date	Apr 29, 2022
Instrument	2022000165665
Transaction Type	Transfer
Record Updated	May 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5 WESTGATE, LAGUNA NIGUEL, CA 92677-9201

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 2, 2022
Property Address	5 WESTGATE, LAGUNA NIGUEL, CA 92677-9201
Document Number	0000165666
Map Reference	MB 628 PG 48-50
Instrument Date	Apr 29, 2022
Instrument	2022000165666
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5 WESTGATE, LAGUNA NIGUEL, CA 92677-9201

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 WESTGATE, LAGUNA NIGUEL, CA 92677-9201
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	GUARDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WESTGATE, LAGUNA NIGUEL, CA 92677-9201

Mortgage

Document Number	0000318812
Date	May 13, 2021
Instrument	2021000318812

Lender

Name	SAN DIEGO FUNDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 WESTGATE, LAGUNA NIGUEL, CA 92677-9201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093641
Date	Mar 16, 2018
Instrument	2018000093641

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 5 Westgate was $10,837.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,094,076 (+2%) Land $765,053 Building $329,023
2025	$10,837.00	$1,072,624 Land $750,052 Building $322,572
2023	$10,431.00 (+1.93%)	$1,030,974 Land $720,926 Building $310,048
2022	$10,233.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5 Westgate in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Westgate is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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