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5 West St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 5 West St, Georgetown, MA 01833

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,138 sqft · built 1995
Lot Size1.83 acres (80,075 sqft)
OwnerIndividual Name on File
Last Sale$89,900 (Nov 1994)
Tax Bill$8,662 (2026)
Deeds & MortgagesSep 2026 Line of Credit
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNGEOR M:00005 B:00000 L:0049E

Property Details

APN / Parcel Number

Primary APNGEOR M:00005 B:00000 L:0049E

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,138 sqft Living Area
Gross Area3,744 sqft
Basement Area936 sqft
Unfinished Basement936 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area80,075 sqft (1.83 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address5 WEST ST
CityGEORGETOWN
StateMA
Zip01833-1324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal SubdivisionJRC ASSOC INC
Legal Lot Number49E
JurisdictionGEORGETOWN MA
Township / Civil DivisionGEORGETOWN
Census Block Group4
Census Block4004
Census Tract265101

Owner

5 West St is owned and occupied by an individual who bought it in November 1994.

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address5 WEST ST, GEORGETOWN, MA 01833-1324
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Deed of Trust, Mortgage · Line of Credit
ALIGN CREDIT UNION
Dec 26, 2019Deed of Trust, Mortgage · Balloon Mortgage
ALIGN CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 1994 · Amount on File
Deed SaleNov 16, 1994 · Amount on File
Deed Book / Page12823 / 11
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN MA
Recording DateSep 8, 2026
Property Address5 WEST ST, GEORGETOWN, MA 01833-1324
Document Number0000000990
Book / Page43614 / 569
Instrument DateSep 2, 2026
Instrument2026990
Transaction TypeMortgage
Record UpdatedSep 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 WEST ST, GEORGETOWN, MA 01833-1324

Mortgage

Document Number0000000990,
DateSep 8, 2026
Book Page43614/569
Instrument2026990
Lender
NameALIGN CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueOct 1, 2046
Interest
Max Rate-1%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN MA
Property Address5 WEST ST, GEORGETOWN, MA 01833-1324
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38149-217
DateDec 26, 2019
Book Page38149/217
Instrument20191226001740
Lender
NameALIGN CREDIT UNION
Agreement
TypeBalloon Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5 West St was $8,662, up 24.4% from the year before.

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionGeorgetown Town
Unified School DistrictGeorgetown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,662.00 (+24.42%)$629,500 (-) Land $284,200 Building $345,300$727,120 (-0.91%)
2025$6,962.00 (-6.27%)$629,500 (+6.35%) Land $284,200 Building $345,300$733,780
2024$7,428.00 (-5.42%)$591,900 (-2.18%) Land $197,400 Building $394,500
2023$7,854.00$605,100 Land $197,400 Building $407,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 West St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 West St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN WATER DEPARTMENT
serves 8,766 people · EPA ID MA3105000
Water SourceGroundwater
Last State InspectionSep 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2025
Total trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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