5 Wendover Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 5 Wendover Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,192 sqft · built 1982
Lot Size	0.232 acres (10,106 sqft)
Owner	Individual Name on Record
Last Sale	$164,900 (Jun 2020)
Tax Bill	$1,250 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7021-00070-0240`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7021-00070-0240`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,192 sqft Heated Area
Gross Area	2,216 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1989
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,106 sqft (0.232 acres)
Driveway	Driveway
Driveway Area	800 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5 WENDOVER LN
City	PALM COAST
State	FL
Zip	32164-7827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 21 BL 7 LT 24 OR 193 PG 633 OR 606 PG 775-DC OR 606 PG 1504 OR 656 PG 1620 OR 1600/1279 OR 1668/646 OR 2450/14
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	7
Legal Lot Number	24
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2005
Census Tract	60210

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5 WENDOVER LN, PALM COAST, FL 32164-7827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING INC
Jun 17, 2020	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2020 · Amount on Record
Deed Sale	Jun 17, 2020 · Amount on Record
Prior Sale	Jun 25, 2008 · Amount on Record
Deed Document Number	2020022615
Deed Book / Page	2450 / 1456
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	5 WENDOVER LN, PALM COAST, FL 32164-7827
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WENDOVER LN, PALM COAST, FL 32164-7827

Mortgage

Document Number	0030311781
Date	Feb 21, 2026
Book Page	3031/1781
Instrument	2026007660

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 17, 2020
Property Address	5 WENDOVER LN, PALM COAST, FL 32164-7827
Document Number	0024501456
Book / Page	2450 / 1456
Map Reference	MB 7 PG 43-49
Instrument Date	Jun 15, 2020
Instrument	2020022615
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SUNCOAST TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,154.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 BURNELL DR, 16, PALM COAST, FL 32137-9492

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WENDOVER LN, PALM COAST, FL 32164-7827

Mortgage

Document Number	0024501457
Date	Jun 17, 2020
Instrument	2450/1457

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,250.00 (+7.3%) Homeowner's exemption	$111,953 (+5.99%)	$189,256 (+2.06%) Land $56,000 Building $133,256
2023	$1,165.00 (+2.37%) Homeowner's exemption	$105,629 (+3%)	$185,432 (-0.79%) Land $44,000 Building $141,432
2022	$1,138.00 Homeowner's exemption	$102,552	$186,901 Land $44,500 Building $142,401

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	6 (1995–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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