5 Wavey Willow Ln, Montgomery, NY 12549 Property Records

Orange County and Montgomery Town property record for 5 Wavey Willow Ln, Montgomery, NY 12549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,816 sqft · built 1996
Lot Size	0.418 acres (18,225 sqft)
Owner	2 Individual Names on File
Last Sale	$224,500 (Jul 2002)
Tax Bill	$11,381 (2024)
Deeds & Mortgages	Aug 2020 Loan Modification Aug 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`334203 209-3-3`

Property Details

APN / Parcel Number

Primary APN	`334203 209-3-3`
Alternative APNs	`420320900000030030000000` `209-3-3`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,816 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	952 sqft
2nd Floor Area	864 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	18,225 sqft (0.418 acres)
Lot Dimensions	225 ft deep x 81 ft wide
View / Lot	Urban
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	400 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	209-3-3
Street Address	5 WAVEY WILLOW LN
City	MONTGOMERY
State	NY
Zip	12549-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	LT 3 ROLLING MEADOWS BLK C SEC 1 MAP 87-95
Legal Block	3
Legal Lot Number	3.000
Jurisdiction	ORANGE NY
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3009
Census Tract	10802

Owner

5 Wavey Willow Ln is owned and occupied by two individuals who bought it in July 2002.

Source: Orange County and Montgomery Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 WAVEY WILLOW LN, MONTGOMERY, NY 12549-1521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR
Aug 24, 2018	Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2002 · Amount on File
Deed Sale	Jul 18, 2002 · Amount on File
Deed Book / Page	5938 / 160
Record Updated	Oct 29, 2026

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	5 WAVEY WILLOW LN, MONTGOMERY, NY 12549-1521
Document Number	0000047148
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WAVEY WILLOW LN MONTGOMERY NY 125491521, MONTGOMERY, NY 12549-1521

Mortgage

Document Number	0000047148
Date	Sep 9, 2020
Book Page	014800/000974
Instrument	47148

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	5 WAVEY WILLOW LN, MONTGOMERY, NY 12549-1521
Document Number	0000073452
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WAVEY WILLOW LN MONTGOMERY NY 125491521, MONTGOMERY, NY 12549-1521

Mortgage

Document Number	0000073452
Date	Oct 15, 2018
Book Page	014473/000517
Instrument	73452

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County and Montgomery Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Montgomery Town
Municipality	Montgomery Village
Unified School District	Valley Central School District (Montgomery) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$183,500 Land $39,500 Building $144,000	$495,900
2024	$11,381.00
2023		$183,500 (-) Land $39,500 Building $144,000	$436,900 (+16.66%) Land $94,047 Building $342,853
2022		$183,500 Land $39,500 Building $144,000	$374,500 Land $80,614 Building $293,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Wavey Willow Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1981)
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Wavey Willow Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY VILLAGE serves 4,519 people · EPA ID NY3503542
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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