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5 Waters Edge St, Montgomery, TX 77356 Property Records

Montgomery County property record for 5 Waters Edge St, Montgomery, TX 77356

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,743 sqft · built 1991
Lot Size0.083 acres (3,600 sqft)
Owner2 Individual Names on File
Last Sale$352,800 (Mar 2025)
Tax Bill$869 (2025)
Deeds & MortgagesMar 2026 Mortgage
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN2150-03-06700

Property Details

APN / Parcel Number

Primary APN2150-03-06700
Alternative APN
  • R62012

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,743 sqft Living Area
Gross Area3,203 sqft
1st Floor Area1,320 sqft
2nd Floor Area1,423 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleConventional
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area3,600 sqft (0.083 acres)
View / LotPrimary
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area500 sqft
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5 WATERS EDGE ST
CityMONTGOMERY
StateTX
Zip77356-5936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3
Legal DescriptionAPRIL SOUND 03, BLOCK 11, LOT 3
Legal SubdivisionAPRIL SOUND 03
Legal Block11
Legal Lot Number3
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group1
Census Block1001
Census Tract694309

Owner

5 Waters Edge St is owned and occupied by two individuals who bought it in March 2025.

Source: Montgomery County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address5 WATERS EDGE ST, MONTGOMERY, TX 77356-5936
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · VA Mortgage
M SQUARED FINANCIAL LLC
Oct 20, 2017Warranty Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2025 · Amount on File
Deed SaleMar 25, 2025 · Amount on File
Prior SaleOct 20, 2017
Deed Document Number202527452
Prior Transfer DateJul 28, 2015
Prior Transfer Doc0000105721
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address5 WATERS EDGE ST, MONTGOMERY, TX 77356-5936
Transaction TypeMortgage
Record UpdatedJun 2, 2026
Title CompanyMCKNIGHT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 WATERS EDGE ST, MONTGOMERY, TX 77356-5936

Mortgage

Document Number0000031552
DateMar 31, 2026
Instrument2026031552
Lender
NameM SQUARED FINANCIAL LLC
TypeMortgage Company
AddressPRAIRIE VILLAGE, KS 66208
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TX
Recording DateOct 20, 2017
Property Address5 WATERS EDGE ST, MONTGOMERY, TX 77356-5936
Document Number0000095105
Instrument DateOct 20, 2017
Instrument95105
Transaction TypeTransfer
Record UpdatedNov 21, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 WATAS EDGE ST MONTGOMERY TX 77356, MONTGOMERY, TX 77356

Tax Assessment & Valuation

The 2025 property tax bill for 5 Waters Edge St was $869 with exemptions applied, down 57.2% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityConroe City
CountyMontgomery County
Unified School DistrictMontgomery Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$358,890 (-7.52%) Land $54,000 Building $304,890$358,890 (-7.52%) Land $54,000 Building $304,890
2025$869.00 (-57.21%)$388,070 (+22.26%) Land $54,000 Building $334,070$388,070 (+0.5%) Land $54,000 Building $334,070
2024$2,031.00 (+7.46%) Homeowner's exemption Senior Citizen's exemption$317,416 (+1%) Land $36,000 Building $350,148$386,148 (+5.57%) Land $36,000 Building $350,148
2023$1,890.00 Homeowner's exemption$288,560 Land $36,000 Building $329,770$365,770 Land $36,000 Building $329,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Waters Edge St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 49 policies
Nearby Flood Policies49 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Waters Edge St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY UD 3
serves 3,825 people · EPA ID TX1700116
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber		8,000 / 8,000
Optimum
Cable · Fiber in parts of the area		940 / 35
Fidium Fiber
DSL		400 / 70
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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