5 Waterloo Rd, Budd Lake, NJ 07828 Property Records

Morris County and Mount Olive Township property record for 5 Waterloo Rd, Budd Lake, NJ 07828

Property Summary

Property Type	Single Family Home
Details	1,538 sqft · built 1948
Lot Size	0.293 acres (12,746 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Apr 2024)
Tax Bill	$6,914 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2021 Mortgage + 2 more
APN	`27-03105-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`27-03105-0000-00007`
Alternative APNs	`270310500007` `06005880`

Interior

Stories	1 Story
Building Area	1,538 sqft Living Area
1st Floor Area	1,538 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	12,746 sqft (0.293 acres)
Lot Dimensions	118 ft deep x 108 ft wide

Location & Zoning

Account Number	06005880
Street Address	5 WATERLOO RD
City	BUDD LAKE
State	NJ
Zip	07828-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ADDITIONAL LOTS: B225 L10-B
Legal Subdivision	TOWNSHIP/MOUNT OLIVE
Legal Block	3105
Legal Lot Number	7
Jurisdiction	MORRIS NJ
Township / Civil Division	MOUNT OLIVE
Census Block Group	3
Census Block	3014
Census Tract	46108

Owner

Source: Morris County and Mount Olive Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 WATERLOO RD, BUDD LAKE, NJ 07828-1637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Apr 6, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
May 3, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCIAL FREEDOM MORTGAGE LLC
Jan 16, 2020	Deed of Trust, Mortgage · FHA Mortgage PRIME CHOICE FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2024 · Amount on Record
Deed Sale	Apr 24, 2024 · Amount on Record
Prior Sale	May 24, 2002 · Amount on Record
Deed Document Number	202414182
Deed Book / Page	24739 / 1207
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Apr 24, 2024
Property Address	5 WATERLOO RD, BUDD LAKE, NJ 07828-1637
Document Number	0247391207
Book / Page	24739 / 1207
Instrument Date	Apr 19, 2024
Instrument	2024014182
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	ELITE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27443 CINDERELLA CIR, LANCASTER, SC 29720-8115

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 WATERLOO RD, BUDD LAKE, NJ 07828-1637

Mortgage

Document Number	2024014183
Date	Apr 24, 2024
Instrument	2024014183

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	5 WATERLOO RD, BUDD LAKE, NJ 07828-1637
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240910363
Date	Apr 6, 2021
Book Page	24091/363
Instrument	2021034098

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	5 WATERLOO RD, BUDD LAKE, NJ 07828-1637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EAGLE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235300900
Date	May 3, 2019
Book Page	23530/0900
Instrument	2019021701

Lender

Name	FINANCIAL FREEDOM MORTGAGE LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	5 WATERLOO RD, BUDD LAKE, NJ 07828-1637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236941409
Date	Jan 16, 2020
Book Page	23694/1409
Instrument	2020003249

Lender

Name	PRIME CHOICE FUNDING INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Morris County and Mount Olive Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Mount Olive Township
Unified School District	Mount Olive Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,400 (-) Land $107,400 Building $91,000	$198,400 (-) Land $107,400 Building $91,000
2025		$198,400 (-) Land $107,400 Building $91,000	$198,400 (-) Land $107,400 Building $91,000
2024	$6,914.00 (+3.47%)
2023		$198,400 Land $107,400 Building $91,000	$198,400 Land $107,400 Building $91,000
2022	$6,682.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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