5 Walters Way, Bumpass, VA 23024 Property Records

Louisa County property record for 5 Walters Way, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 2005
Lot Size	2.27 acres (98,881 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Dec 2025)
Tax Bill	$2,948 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`86 11 1`

Property Details

APN / Parcel Number

Primary APN	`86 11 1`
Alternative APNs	`14216` `13735`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	98,881 sqft (2.27 acres)
Garage Area	1,080 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	132 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13735
Street Address	5 WALTERS WAY
City	BUMPASS
State	VA
Zip	23024-3659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	HEAVENLY HAVEN PB 8/1720 LOT 1 DB 2051/864 2.27AC
Legal Subdivision	HEAVENLY HAVEN
Legal Lot Number	1
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1002
Census Tract	950500

Owner

5 Walters Way is owned and occupied by two individuals who bought it in December 2025.

Source: Louisa County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 WALTERS WAY, BUMPASS, VA 23024-3659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed, Transfer · Conventional Mortgage DOMINION ENERGY CU
Aug 9, 2021	Bargain and Sale Deed, Transfer · FHA Mortgage VIRGINIA CU INC
Mar 30, 2018	Grant Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on File
Deed Sale	Dec 1, 2025 · Amount on File
Prior Sale	Aug 20, 2024 · Amount on File
Deed Document Number	202511179
Deed Book / Page	2051 / 864
Prior Transfer Date	Jan 31, 2025
Prior Transfer Doc	0000006175
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Dec 1, 2025
Property Address	5 WALTERS WAY, BUMPASS, VA 23024-3659
Document Number	002051/864
Book / Page	2051 / 864
Map Reference	MB 8 PG 1720
Instrument Date	Nov 18, 2025
Instrument	202500011179
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 WISTERIA LN, BUMPASS, VA 23024-3121

Mortgage

Document Number	0002051868
Date	Dec 1, 2025
Instrument	2051/868

Lender

Name	DOMINION ENERGY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Max Rate	10.8%

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Aug 9, 2021
Property Address	5 WALTERS WAY, BUMPASS, VA 23024-3659
Document Number	1783/86
Book / Page	1783 / 86
Map Reference	MB 8 PG 1720
Instrument Date	Jul 7, 2021
Instrument	202100009609
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	OLD REPUBLIC NATIONAL INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WALTERS WAY, BUMPASS, VA 23024-3659

Mortgage

Document Number	178390
Date	Aug 9, 2021
Instrument	1783/90

Lender

Name	VIRGINIA CU INC
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	001783/103
Date	Aug 9, 2021
Book Page	1783/103
Instrument	202100009611

Lender

Name	VIRGINIA CU INC
Type	Credit Union
Address	RICHMOND, VA 23225

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Mar 30, 2018
Property Address	5 WALTERS WAY, BUMPASS, VA 23024-3659
Document Number	0000003161
Book / Page	001555 / 000574
Instrument Date	Mar 23, 2018
Instrument	3161
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 WALTERS WAY BUMPASS VA 230243659, BUMPASS, VA 23024-3659

Mortgage

Document Number	3162
Date	Mar 30, 2018
Book Page	001555/000578
Instrument	3162

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5 Walters Way was $2,948, up 7% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,961 (+6.46%) Land $57,100 Building $378,861	$435,961 (+6.46%) Land $57,100 Building $378,861
2025	$2,948.00 (+6.97%)	$409,500 Land $46,700 Building $362,800	$409,500 Land $46,700 Building $362,800
2024	$2,756.00
2023		$350,900 Land $37,600 Building $313,300
2022	$1,408.00		$350,900 Land $37,600 Building $313,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Walters Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Walters Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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