Middlesex County and Ayer Town property record for 5 Wachusett Ave E, Ayer, MA 01432 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,136 sqft · built 1950 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Aug 2020) |
| Tax Bill | $6,385 (2025) |
| Deeds & Mortgages | Feb 2025 Refinance Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | AYER M:015 B:0000 L:0050 |
| Primary APN | AYER M:015 B:0000 L:0050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,136 sqft Living Area |
| Basement Area | 1,286 sqft |
| Unfinished Basement | 1,286 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 5 WACHUSETT AVE E |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 50 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 325101 |
Source: Middlesex County and Ayer Town records · APN AYER M:015 B:0000 L:0050
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 WACHUSETT AVE E, AYER, MA 01432-1564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance I-C FCU |
| Aug 12, 2020 | Quit Claim Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on Record |
| Deed Sale | Aug 12, 2020 · Amount on Record |
| Prior Sale | Dec 29, 2015 · Amount on Record |
| Deed Book / Page | 75353 / 118 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 5 WACHUSETT AVE E, AYER, MA 01432-1564 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 083755-534 |
|---|---|
| Date | Feb 10, 2025 |
| Book Page | 83755/534 |
| Instrument | 13953 |
| Name | I-C FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Aug 12, 2020 |
| Property Address | 5 WACHUSETT AVE E, AYER, MA 01432-1564 |
| Document Number | 75353-118 |
| Book / Page | 75353 / 118 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 136587 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5 WACHUSETT AVE E, AYER, MA 01432-1564 |
| Document Number | 136588 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 136588 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,385.00 (+12.59%) | $533,900 (+16.93%) Land $139,900 Building $394,000 | $591,185 (+4.73%) |
| 2024 | $564,490 | ||
| 2023 | $5,671.00 | $456,600 Land $149,200 Building $307,400 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173251012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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