Ocean County and Long Beach Township property record for 5 W 20th St, Long Beach, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,857 sqft · built 1999 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,842,000 (Apr 2026) |
| Tax Bill | $9,227 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 18-00004-46-00006 |
| Primary APN | 18-00004-46-00006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,857 sqft Living Area |
| Gross Area | 2,740 sqft |
| Basement Area | 883 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 5 W 20TH ST |
|---|---|
| City | LONG BEACH TOWNSHIP |
| State | NJ |
| Zip | 08008-2409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | 60X100 |
| Legal Subdivision | NORTH BEACH HAVEN PLAN PLOT OR |
| Legal Block | 4.46 |
| Legal Lot Number | 6 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LONG BEACH |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 738001 |
5 W 20th St is owned by a company that bought it in April 2026.
Source: Ocean County and Long Beach Township records, as of July 7, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5 EPHRAIM RD, MILLSTONE TOWNSHIP, NJ 08510-1620 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2026 | Deed, Transfer · Conventional Mortgage MLD MORTGAGE INC |
| Apr 9, 2026 | Deed, Transfer · Conventional Mortgage MLD MORTGAGE INC |
| Dec 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2026 · Amount on File |
| Deed Sale | Apr 9, 2026 · Amount on File |
| Prior Sale | Nov 24, 2003 · Amount on File |
| Deed Document Number | 202627661 |
| Deed Book / Page | 20338 / 736 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 9, 2026 |
| Property Address | 5 W 20TH ST, LONG BEACH TOWNSHIP, NJ 08008-2409 |
| Document Number | 0203380736 |
| Book / Page | 20338 / 736 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 202627661 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $186,042.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 5 EPHRAIM RD, MILLSTONE TOWNSHIP, NJ 08510-1620 |
| Document Number | 0000027662, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 202627662 |
| Name | MLD MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 9, 2026 |
| Property Address | 5 W 20TH ST, LONG BEACH TOWNSHIP, NJ 08008-2409 |
| Document Number | 0000027661 |
| Book / Page | 20338 / 736 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 202627661 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $186,042.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 5 EPHRAIM RD, MILLSTONE TOWNSHIP, NJ 08510-1620 |
| Document Number | 0000027662, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 202627662 |
| Name | MLD MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 5 W 20TH ST, LONG BEACH TOWNSHIP, NJ 08008-2409 |
| Document Number | 0173821523 |
| Instrument Date | Dec 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 W 20TH ST LONG BEACH TOWNSHIP NJ 080082409, LONG BEACH TOWNSHIP, NJ 08008-2409 |
| Document Number | 0173821523 |
|---|---|
| Date | Feb 12, 2019 |
| Book Page | 017382/001523 |
| Instrument | 13282 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 11, 2049 |
The 2025 property tax bill for 5 W 20th St was $9,227, up 2.2% from the year before.
Source: Ocean County and Long Beach Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Long Beach Township |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,010,600 (-) Land $565,000 Building $445,600 | $1,010,600 (-) Land $565,000 Building $445,600 | |
| 2025 | $9,227.00 (+2.25%) | $1,010,600 Land $565,000 Building $445,600 | $1,010,600 Land $565,000 Building $445,600 |
| 2024 | $9,024.00 | ||
| 2023 | $1,010,600 Land $565,000 Building $445,600 | $1,010,600 Land $565,000 Building $445,600 | |
| 2022 | $8,408.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 W 20th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 989 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,082 units insured incl. 93 condo units |
| Nearby Flood Claims | 1,872 (1978–2026) |
| Claims Outside the SFHA | 2 of 1,872 |
| Most Recent Claim | Feb 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5 W 20th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LONG BEACH TWP BRANT BEA serves 25,300 people · EPA ID NJ1517001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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