Franklin County property record for 5 W 1st St, Gerald, MO 63037
| Property Type | Other Improved |
|---|---|
| Details | 2 bd · 4 ba · 1,520 sqft · built 2002 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $913 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-1-11.0-1-001-007.000 |
| Primary APN | 25-1-11.0-1-001-007.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,520 sqft Total Area |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Mobile Home |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Area | 200 sqft |
| Patio Area | 348 sqft |
| Shed | 1 Shed |
| Street Address | 5 W 1ST ST |
|---|---|
| City | GERALD |
| State | MO |
| Zip | 63037-2120 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT:4,5,6&PT3 O T OF GERALD |
| Legal Range | 04W |
| Legal Township | 42 |
| Legal Section | 11 |
| Legal Quarter | NE |
| Legal Subdivision | O T OF GERALD |
| Legal Block | 1 |
| Legal Lot Number | 4-6 5 |
| Legal Unit | 4 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1096 |
| Census Tract | 800404 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 W 1ST ST, GERALD, MO 63037-2120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2023 | Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK |
| Aug 27, 2018 | Deed of Trust, Mortgage CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2025 |
| Deed Sale | Feb 7, 2025 |
| Deed Document Number | 2501450 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 5 W 1ST ST, GERALD, MO 63037-2120 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002304886 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 2304886 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 5 W 1ST ST, GERALD, MO 63037-2120 |
| Document Number | 0000012475 |
| Instrument Date | Aug 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 5 W 1ST ST GERALD MO 630372120, GERALD, MO 63037-2120 |
| Document Number | 0000012475 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 12475 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | NEW HAVEN, MO 63068 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 5, 2048 |
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Gerald City |
| Unified School District | Gasconade County R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $913.00 (+1.56%) | $14,204 (-8.56%) | $74,760 (-8.56%) Land $22,080 Building $52,680 |
| 2023 | $899.00 (+13.37%) | $15,534 | $81,760 Land $22,080 Building $59,680 |
| 2022 | $793.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GERALD PWS serves 1,383 people · EPA ID MO6010303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: FireServe, Wisper ISP.
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