5 Virginia Rd, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 5 Virginia Rd, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,389 sqft · built 1953
Lot Size0.333 acres (14,492 sqft)
Owner2 Individual Names on File
Last Sale$324,000 (Oct 2010)
Tax Bill$13,787 (2025)
Deeds & MortgagesMay 2021 Refinance
May 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-00000199

Property Details

APN / Parcel Number

Primary APN32-00000199
Alternative APN
  • NATI M:00000032 P:00000199

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area3,389 sqft Living Area
1st Floor Area832 sqft
Basement Area1,073 sqft
Unfinished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2018
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,492 sqft (0.333 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number32-00000199
Street Address5 VIRGINIA RD
CityNATICK
StateMA
Zip01760-3201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSA
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group1
Census Block1002
Census Tract382602

Owner

5 Virginia Rd is owned and occupied by two individuals who bought it in October 2010.

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5 VIRGINIA RD, NATICK, MA 01760-3201
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CARDINAL FINANCIAL COMPANY LP
May 8, 2018Deed of Trust, Mortgage · ARM
NEEDHAM COOPERATIVE BANK
Oct 2, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
ONE WEST BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2010 · Amount on File
Deed SaleOct 27, 2010 · Amount on File
Deed Document Number2010193897
Deed Book / Page55691 / 119
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address5 VIRGINIA RD, NATICK, MA 01760-3201
Transaction TypeMortgage
Record UpdatedMay 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number77708-270
DateMay 6, 2021
Book Page77708/270
Instrument103574
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJun 1, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address5 VIRGINIA RD, NATICK, MA 01760-3201
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70978-159
DateMay 8, 2018
Book Page70978/159
Instrument64002
Lender
NameNEEDHAM COOPERATIVE BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term372 Months
DueMay 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.38%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address5 VIRGINIA RD, NATICK, MA 01760-3201
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number73394-489
DateOct 2, 2019
Book Page73394/489
Instrument151530
Lender
NameONE WEST BANK FSB
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5 Virginia Rd was $13,787, up 4.6% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,787.00 (+4.57%)$1,152,800 (+7.2%) Land $434,600 Building $718,200$1,079,200
2024$13,184.00 (+3.99%)$1,075,400 (+7.22%) Land $409,000 Building $666,400
2023$12,678.00$1,003,000 Land $392,800 Building $610,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Virginia Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Virginia Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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