St. Charles County property record for 5 Vera Pl, Saint Charles, MO 63303 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,660 sqft · built 2020 |
| Lot Size | 0.098 acres (4,312 sqft) |
| Owner | Individual Name on File |
| Last Sale | $263,797 (Nov 2020) |
| Tax Bill | $3,478 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T210800022 |
| Primary APN | T210800022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,660 sqft Living Area |
| Basement Area | 696 sqft |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick/Stone |
| Lot Area | 4,312 sqft (0.098 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | T210800022 |
|---|---|
| Street Address | 5 VERA PL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-4244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTCLAIR CROSSING #2 LOT 41 |
| Legal Subdivision | MONTCLAIR CROSSING #2 |
| Legal Lot Number | 41 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 311004 |
Source: St. Charles County records · APN T210800022
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1405 BRIDGEPORT TER, SAINT CHARLES, MO 63303-4850 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 16, 2020 · Amount on Record |
| Deed Sale | Nov 16, 2020 · Amount on Record |
| Deed Document Number | 0202088431 |
| Deed Book / Page | 2020 / 88431 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 16, 2020 |
| Property Address | 5 VERA PL, SAINT CHARLES, MO 63303-4244 |
| Document Number | 0000088431 |
| Map Reference | MB 51 PG 104 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 2020R-088431 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 07, 2023 |
| Title Company | ARC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6C5 TRADE CENTER BLVD, CHESTERFIELD, MO 63005 |
| Name | Verified Name |
|---|---|
| Address | 1405 BRIDGEPORT TER, SAINT CHARLES, MO 63303-4850 |
| Document Number | 0000088432 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 2020R-088432 |
| Name | CENTRAL BANK OF ST LOUIS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,478.00 | $60,353 (+11.32%) | $317,644 (+11.32%) Land $45,000 Building $272,644 |
| 2023 | $54,216 | ||
| 2022 | $285,349 Land $45,000 Building $240,349 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833110043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 49 (1979–1995) |
| Claims Outside the SFHA | 4 of 49 |
| Most Recent Claim | Jun 1995, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 658 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.
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