5 Valley Rd, Wilmington, DE 19804 Property Records

New Castle County property record for 5 Valley Rd, Wilmington, DE 19804

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,222 sqft · built 1930
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Tax Bill$2,421 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jan 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-043.10-396

Property Details

APN / Parcel Number

Primary APN07-043.10-396

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,222 sqft Living Area
1st Floor Area1,222 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions103 ft deep x 92 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address5 VALLEY RD
CityWILMINGTON
StateDE
Zip19804-1351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC5
Legal DescriptionBEG AN PIN NWLY SIDE OF VALLEY RD AT 45 FT WIDE
Legal SubdivisionASHLEY
Legal BlockE
Legal Lot Number10 11
JurisdictionNEW CASTLE DE
Township / Civil DivisionLOWER CHRISTIANA
Census Block Group2
Census Block2009
Census Tract12900

Owner

5 Valley Rd is owned and occupied by two individuals who acquired it in June 2021.

Source: New Castle County records, as of May 6, 2026

Owner of Record2 Individual Names on File
Mailing Address5 VALLEY RD, WILMINGTON, DE 19804-1351
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Intrafamily Transfer, Transfer · FHA Mortgage
AMERIHOME MORTGAGE COMPANY LLC
Jan 7, 2019Deed, Transfer · FHA Mortgage
MERIDIAN BANK
May 23, 2018Special Warranty Deed, Construction Loan · Construction Mortgage
SHALLCROSS MORTGAGE COMPANY
Jan 30, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2021
Deed SaleJun 28, 2021
Prior SaleJan 7, 2019 · Amount on File
Deed Document Number202175030
Prior Transfer DateApr 21, 2021
Prior Transfer Doc0000075030
Record UpdatedOct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNEW CASTLE DE
Recording DateJun 28, 2021
Property Address5 VALLEY RD, WILMINGTON, DE 19804-1351
Document Number0000075030
Map ReferenceVOL 25 PG 601
Instrument DateApr 21, 2021
Instrument20210628-0075030
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyTIMIOS INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5 VALLEY RD, WILMINGTON, DE 19804-1351

Mortgage

Document Number0000075034
DateJun 28, 2021
Instrument20210628-0075034
Lender
NameAMERIHOME MORTGAGE COMPANY LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueMay 1, 2051

January 2019: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateJan 7, 2019
Property Address5 VALLEY RD, WILMINGTON, DE 19804-1351
Document Number0000001512
Map ReferenceVOL 25 PG 601
Instrument DateOct 31, 2018
Instrument20190107-0001512
Transaction TypeTransfer
Record UpdatedJul 27, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address215 SUNSET DR, 215, WILMINGTON, DE 19809-2020

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5 VALLEY RD, WILMINGTON, DE 19804-1351

Mortgage

Document Number0000001516
DateJan 7, 2019
Instrument20190107-0001516
Lender
NameMERIDIAN BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term358 Months
DueNov 1, 2048

May 2018: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionNEW CASTLE DE
Recording DateMay 23, 2018
Property Address5 VALLEY RD, WILMINGTON, DE 19804-1351
Document Number0000024397
Map ReferenceVOL25 PG601
Instrument DateApr 30, 2018
Instrument20180523-0024397
Transaction TypeConstruction Loan
Record UpdatedOct 21, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1661 WORTHINGTON RD STE 100, 1661, WEST PALM BEACH, FL 33409-6493

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 SUNSET DR, WILMINGTON, DE 19809-2020

Mortgage

Document Number0000024398
DateMay 23, 2018
Instrument20180523-0024398
Lender
NameSHALLCROSS MORTGAGE COMPANY
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term11 Months
DueApr 27, 2019

January 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionNEW CASTLE DE
Recording DateJan 30, 2018
Property Address5 VALLEY RD, WILMINGTON, DE 19804-1351
Document Number0000004849
Instrument DateJan 22, 2018
Instrument4849
Transaction TypeForeclosure
Record UpdatedFeb 5, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$85.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

The 2025 property tax bill for 5 Valley Rd was $2,421.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictRed Clay Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,421.00$299,300 Land $56,900 Building $242,400
2024$247,680
2023$1,319.00$39,300 Land $7,900 Building $31,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Valley Rd in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims25 (1984–2013)
Claims Outside the SFHA11 of 25
Most Recent ClaimAug 2013 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 8 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5 Valley Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARTESIAN WATER COMPANY
private · serves 231,114 people · EPA ID DE0000552
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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