5 Valley Rd, Ringwood, NJ 07456 Property Records

Passaic County and Ringwood Borough property record for 5 Valley Rd, Ringwood, NJ 07456

Property Summary

Property Type	Single Family Home
Details	2,288 sqft · built 1978
Lot Size	0.331 acres (14,418 sqft)
Owner	2 Individual Names on File
Last Sale	$373,000 (Oct 2021)
Tax Bill	$12,811 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00842-0000-00057`

Property Details

APN / Parcel Number

Primary APN	`11-00842-0000-00057`
Alternative APN	`110084200057`

Interior

Building Area	2,288 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	14,418 sqft (0.331 acres)
Lot Dimensions	140 ft deep x 103 ft wide

Location & Zoning

Street Address	5 VALLEY RD
City	RINGWOOD
State	NJ
Zip	07456-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	842
Legal Lot Number	57
Jurisdiction	PASSAIC NJ
Township / Civil Division	RINGWOOD
Census Block Group	3
Census Block	3012
Census Tract	216701

Owner

5 Valley Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Passaic County and Ringwood Borough records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 VALLEY RD, RINGWOOD, NJ 07456-2908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Deed Document Number	202163965
Deed Book / Page	4150 / 63
Record Updated	Sep 20, 2026

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Oct 8, 2021
Property Address	5 VALLEY RD, RINGWOOD, NJ 07456-2908
Document Number	0000063965
Book / Page	D4150 / 63
Instrument Date	Aug 25, 2021
Instrument	2021063965
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	MAIN STREET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,044.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 VALLEY RD, 5, RINGWOOD, NJ 07456-2908

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 VALLEY RD, RINGWOOD, NJ 07456-2908

Mortgage

Document Number	0000063966
Date	Oct 8, 2021
Instrument	2021063966

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5 Valley Rd was $12,811, up 2.3% from the year before.

Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Ringwood Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Ringwood Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,800 (-) Land $165,800 Building $135,000	$300,800 (-) Land $165,800 Building $135,000
2025	$12,811.00 (+2.31%)	$300,800 Land $165,800 Building $135,000	$300,800 Land $165,800 Building $135,000
2024	$12,522.00
2023		$300,800 Land $165,800 Building $135,000	$300,800 Land $165,800 Building $135,000
2022	$11,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Valley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Jun 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20