5 Vail Ct, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 5 Vail Ct, Bridgewater, NJ 08807

Property Summary

Property TypeSingle Family Home
Details4,626 sqft · built 1991
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on File
Last Sale$900,000 (Sep 2019)
Tax Bill$22,910 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-00652-0000-00120

Property Details

APN / Parcel Number

Primary APN06-00652-0000-00120
Alternative APNs
  • 060065200120
  • S001

Interior

Building Area4,626 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area20,473 sqft (0.47 acres)

Location & Zoning

Account NumberS001
Street Address5 VAIL CT
CityBRIDGEWATER
StateNJ
Zip08807-1455
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR50
Legal SubdivisionRUNNING BROOK
Legal Block652
Legal Lot Number120
JurisdictionSOMERSET NJ
Township / Civil DivisionBRIDGEWATER
Census Block Group2
Census Block2000
Census Tract50903

Owner

Source: Somerset County and Bridgewater Township records · APN 06-00652-0000-00120

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5 VAIL CT, BRIDGEWATER, NJ 08807-1455
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2022Deed of Trust, Mortgage · Line of Credit
CREDIT UNION OF NEW JERSEY
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 03, 2019Deed, Transfer · Conventional Mortgage
SANTANDER BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 03, 2019 · Amount on Record
Deed SaleSep 03, 2019 · Amount on Record
Prior SaleFeb 18, 1997 · Amount on Record
Deed Document Number201932455
Deed Book / Page7147 / 1798
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address5 VAIL CT, BRIDGEWATER, NJ 08807-1455
Transaction TypeMortgage
Record UpdatedJul 07, 2022
Title CompanySEARCHTEC INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028623
DateJun 27, 2022
Book Page7453/2397
Instrument2022028623
Lender
NameCREDIT UNION OF NEW JERSEY
TypeCredit Union
AddressTRENTON, NJ 08628
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 26, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address5 VAIL CT, BRIDGEWATER, NJ 08807-1455
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050435
DateOct 19, 2020
Book Page7261/3631
Instrument2020050435
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateSep 03, 2019
Property Address5 VAIL CT, BRIDGEWATER, NJ 08807-1455
Document Number0000032455
Book / Page7147 / 1798
Map ReferenceMAP 2596
Instrument DateAug 19, 2019
Instrument2019032455
Transaction TypeTransfer
Record UpdatedNov 05, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,045.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address425 SOUTH ST APT 2104, 425, HONOLULU, HI 96813-5062

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 VAIL CT, BRIDGEWATER, NJ 08807-1455
InvestorPossibly a Property Investor

Mortgage

Document Number0000032456
DateSep 03, 2019
Instrument2019032456
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.62%
AdjustableAdjustable Rate Rider
Type Change DateSep 01, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.62%
Index1-Year LIBOR
Max Rate8.62%

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBridgewater Township
Unified School DistrictBridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,304,600 (+9.68%) Land $298,500 Building $1,006,100$1,304,600 (+9.68%) Land $298,500 Building $1,006,100
2025$22,910.00 (+1.09%)$1,189,500 (+9.49%) Land $273,500 Building $916,000$1,189,500 (+9.49%) Land $273,500 Building $916,000
2024$22,664.00 (+12.77%)
2023$1,086,400 Land $273,500 Building $812,900$1,086,400 Land $273,500 Building $812,900
2022$20,098.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1994–2021)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

May also be available: T-Mobile USA.

Based on FCC filings for 144 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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