5 Upland Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 5 Upland Rd, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,600 sqft · built 1930
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$851,000 (Oct 2021)
Tax Bill	$13,456 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:014 B:0279 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:014 B:0279 L:0`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,600 sqft Living Area
Gross Area	3,728 sqft
Basement Area	1,168 sqft
Finished Basement	1,168 sqft
Unfinished Basement	1,168 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	5 UPLAND RD
City	WINCHESTER
State	MA
Zip	01890-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Block	279
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1001
Census Tract	338200

Owner

5 Upland Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 UPLAND RD, WINCHESTER, MA 01890-1528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · ARM WINCHESTER COOPERATIVE BANK
Oct 25, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WINCHESTER COOPERATIVE BANK
Jul 6, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Deed Document Number	2021233598
Deed Book / Page	78988 / 293
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	5 UPLAND RD, WINCHESTER, MA 01890-1528
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082181-149
Date	Nov 6, 2023
Book Page	82181/149
Instrument	126830

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2028
Index	5-Year CMT

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Oct 25, 2021
Property Address	5 UPLAND RD, WINCHESTER, MA 01890-1528
Document Number	078988-293
Book / Page	78988 / 293
Instrument Date	Oct 25, 2021
Instrument	233598
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 UPLAND RD, WINCHESTER, MA 01890-1528
Investor	Possibly a Property Investor

Mortgage

Document Number	0000233599
Date	Oct 25, 2021
Instrument	233599

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jul 6, 2018
Property Address	5 UPLAND RD, WINCHESTER, MA 01890-1528
Document Number	71277-360
Book / Page	071277 / 000360
Instrument Date	Jul 6, 2018
Instrument	100057
Transaction Type	Transfer
Record Updated	Jul 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5 UPLAND RD WINCHESTER MA 018901528, WINCHESTER, MA 01890-1528

Tax Assessment & Valuation

The 2026 property tax bill for 5 Upland Rd was $13,456, up 10,331% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,456.00 (+10,331.01%)	$1,214,400 (+4.18%) Land $590,000 Building $624,400	$1,327,028 (+44.93%)
2025	$129.00 (-98.68%)	$1,165,700 (+35.36%) Land $560,500 Building $605,200	$915,610
2024	$9,757.00 (+2.52%)	$861,200 (+6.78%) Land $531,000 Building $330,200
2023	$9,517.00	$806,500 Land $486,800 Building $319,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Upland Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	61 (1978–2014)
Claims Outside the SFHA	48 of 61
Most Recent Claim	Dec 2014 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 26 claims Severe Storms And Flooding, May 2006 · 13 claims Flooding, Apr 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5 Upland Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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