Sagadahoc County and Topsham Town property record for 5 Union St, Topsham, ME 04086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,326 sqft · built 1900 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $514,600 (Sep 2024) |
| Tax Bill | $4,948 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | TOPM M:U01 L:074 |
| Primary APN | TOPM M:U01 L:074 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,326 sqft Living Area |
| Gross Area | 2,860 sqft |
| 1st Floor Area | 1,048 sqft |
| Basement Area | 760 sqft |
| Unfinished Basement | 760 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Cape Cod |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2970 |
|---|---|
| Street Address | 5 UNION ST |
| City | TOPSHAM |
| State | ME |
| Zip | 04086-1920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NO |
| Legal Lot Number | 74 |
| Jurisdiction | TOPSHAM ME |
| Township / Civil Division | TOPSHAM |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 970302 |
Source: Sagadahoc County and Topsham Town records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 24 BASIN CV, HARPSWELL, ME 04079-3411 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| Sep 14, 2023 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2024 · Amount on Record |
| Deed Sale | Sep 25, 2024 · Amount on Record |
| Prior Sale | Sep 14, 2023 · Amount on Record |
| Deed Document Number | 20245047 |
| Transfer Doc | 0000003319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSHAM ME |
| Recording Date | Jul 23, 2026 |
| Property Address | 5 UNION ST, TOPSHAM, ME 04086-1920 |
| Document Number | 0000003815 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20263815 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5 UNION ST, TOPSHAM, ME 04086-1920 |
| Document Number | 0000003815, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 20263815 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | TOPSHAM ME |
| Recording Date | Sep 14, 2023 |
| Property Address | 5 UNION ST, TOPSHAM, ME 04086-1920 |
| Document Number | 0000004393 |
| Instrument Date | Sep 13, 2023 |
| Instrument | 2023R-04393 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Sagadahoc County and Topsham Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Sagadahoc County |
| County Subdivision | Topsham Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,948.00 (+192.61%) | $386,600 (+210.52%) Land $75,500 Building $311,100 |
| 2023 | $1,691.00 (+7.91%) | $124,500 (+14.54%) Land $66,600 Building $57,900 |
| 2022 | $1,567.00 | $108,700 Land $61,900 Building $46,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRUNSWICK/TOPSHAM WATER DISTRICT serves 18,863 people · EPA ID ME0090260 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Great Works Internet, Verizon.
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