5 Union St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 5 Union St, Ayer, MA 01432 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1988
Square Footage	924 sqft Living Area
Lot Size	5,663 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$180,000 (2019)
Tax Bill	$2,901.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`AYER M:026 B:0000 L:0047`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	924 sqft Living Area
Basement Area	664 sqft Basement
Unfinished Basement	664 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1988
Architectural Style	Conventional Style
Exterior Material	Asbestos Exterior
Construction Type	Stone Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	5,663 sqft (0.13 acres)

Utilities and HVAC

Heating System	Steam Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	5 UNION ST
City	AYER
State	MA
Zip	01432-1209
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	47
Jurisdiction	AYER MA
Minor Civil Division	AYER
Census Blockgroup	5
Census Block	5017
Census Tract	325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:026 B:0000 L:0047

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 UNION ST, AYER, MA 01432-1209
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 23, 2019 · Amount on Record
Deed Sale	Oct 23, 2019 · Amount on Record
Prior Sale	Apr 03, 2017 · Amount on Record
Deed Doc Number	2019163563
Deed Book / Page	73507 / 540
Record Refreshed	Sep 20, 2026

October 2019: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	AYER MA
Recording Date	Oct 23, 2019
Property Address	5 UNION ST, AYER, MA 01432-1209
Document Number	73507-540
Book / Page	73507 / 540
Instrument Date	Sep 26, 2019
Instrument	163563
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 UNION ST, AYER, MA 01432-1209

Mortgage

Document Number	163564
Date	Oct 23, 2019
Instrument	163564

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,901.00 (+13.23%)	$242,600 (+17.6%) Land $106,300 Building $136,300	$289,275 (+8.17%)
2024			$267,425
2023	$2,562.00	$206,300 Land $99,800 Building $106,500

Flood & Wildfire

5 Union St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.