Westerly Town property record for 5 Twig Dr, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1985 |
| Lot Size | 0.649 acres (28,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Feb 2006) |
| Tax Bill | $2,832 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:104 B:31 |
| Primary APN | WEST M:104 B:31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 2,956 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,276 sqft (0.649 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2043901 |
|---|---|
| Street Address | 5 TWIG DR |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 31 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 50902 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 TWIG DR, WESTERLY, RI 02891-4913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage NAVY FEDERAL CREDIT UNION |
| Jan 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK |
| Apr 10, 2018 | Quit Claim Deed, Transfer · Line of Credit SAVINGS INSTITUTE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2006 · Amount on Record |
| Deed Sale | Feb 15, 2006 · Amount on Record |
| Prior Sale | Dec 28, 1990 · Amount on Record |
| Deed Book / Page | 1503 / 256 |
| Transfer Doc | 2018-5362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jun 11, 2026 |
| Property Address | 5 TWIG DR, WESTERLY, RI 02891-4913 |
| Document Number | 02026-9049 |
| Book / Page | 2026 / 9049 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 20261938 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5 TWIG DR, WESTERLY, RI 02891-4913 |
| Document Number | 0000001938, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 2026/9049 |
| Instrument | 20261938 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jul 1, 2031 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 5 TWIG DR, WESTERLY, RI 02891-4913 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021-392 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 2021/392 |
| Instrument | 2021-81 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Apr 10, 2018 |
| Property Address | 5 TWIG DR, WESTERLY, RI 02891-4913 |
| Document Number | 2018-5359 |
| Book / Page | 002018 / 005359 |
| Instrument Date | Apr 5, 2018 |
| Instrument | 1367 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 TWIG DR WESTERLY RI 028914913, WESTERLY, RI 02891-4913 |
| Document Number | 2018-5381 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 002018/005381 |
| Instrument | 1369 |
| Name | SAVINGS INSTITUTE |
|---|---|
| Type | Federal Savings Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 9, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 2018-5362, |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 002018/005362 |
| Instrument | 1368 |
| Name | SAVINGS INSTITUTE |
|---|---|
| Type | Federal Savings Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Apr 9, 2028 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,832.00 (-9.35%) | $398,300 (+22.67%) Land $179,100 Building $219,200 | $521,424 |
| 2023 | $3,124.00 (+0.64%) | $324,700 (-) Land $128,600 Building $196,100 | |
| 2022 | $3,104.00 | $324,700 Land $128,600 Building $196,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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