5 Trail Dr, Hurricane, WV 25526 Property Records

Putnam County property record for 5 Trail Dr, Hurricane, WV 25526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,312 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,142 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-233-0001.0003`

Property Details

APN / Parcel Number

Primary APN	`10-233-0001.0003`
Alternative APNs	`40-10-233-0001.0003` `00015322`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	2,368 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	00015322
Street Address	5 TRAIL DR
City	HURRICANE
State	WV
Zip	25526-8705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 AC CARROLL RD
Jurisdiction	PUTNAM WV
Township / Civil Division	3
Census Block Group	2
Census Block	2007
Census Tract	20609

Owner

5 Trail Dr is owned and occupied by two individuals.

Source: Putnam County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 TRAIL DR, HURRICANE, WV 25526-8705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Mar 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Mar 26, 2019	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	5 TRAIL DR, HURRICANE, WV 25526-8705
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1293/85
Date	Jul 13, 2021
Book Page	1293/85
Instrument	005081730009

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 25, 2031

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	5 TRAIL DR, HURRICANE, WV 25526-8705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1210/81
Date	Mar 25, 2019
Book Page	1210/81
Instrument	004595200008

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	5 TRAIL DR, HURRICANE, WV 25526-8705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1210/155
Date	Mar 26, 2019
Book Page	1210/155
Instrument	004596430013

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	3.88%
Max Rate At Change	6.4%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 5 Trail Dr was $1,142, up 5.7% from the year before.

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,142.00 (+5.74%)	$86,460 (+6.9%) Land $15,660 Building $70,800	$144,100 (+6.9%) Land $26,100 Building $118,000
2025	$1,080.00	$80,880 Land $14,400 Building $66,480	$134,800 Land $24,000 Building $110,800
2023	$896.00 (+2.87%)	$70,020 (+1.48%) Land $13,620 Building $56,400	$116,700 (+1.48%) Land $22,700 Building $94,000
2022	$871.00	$69,000 Land $13,380 Building $55,620	$115,000 Land $22,300 Building $92,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Trail Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Trail Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 55% of West Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM P S D serves 26,410 people · EPA ID WV3304011
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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