5 Torrey Ln, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 5 Torrey Ln, Holden, MA 01520

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,332 sqft · built 1940
Lot Size	0.257 acres (11,200 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (May 2018)
Tax Bill	$5,534 (2026)
Deeds & Mortgages	Apr 2024 Refinance Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:224 B:47`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:224 B:47`
Alternative APNs	`M:00224 P:00047` `8827`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	2,278 sqft
1st Floor Area	1,332 sqft
Basement Area	570 sqft
Unfinished Basement	570 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,200 sqft (0.257 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8827
Street Address	5 TORREY LN
City	HOLDEN
State	MA
Zip	01520-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Block	47
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	4
Census Block	4003
Census Tract	728200

Owner

5 Torrey Ln is owned and occupied by an individual who bought it in May 2018.

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5 TORREY LN, HOLDEN, MA 01520-1726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Jun 8, 2020	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
May 31, 2018	Quit Claim Deed, Transfer · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2018 · Amount on File
Deed Sale	May 31, 2018 · Amount on File
Prior Sale	Jun 29, 2012 · Amount on File
Deed Book / Page	58874 / 380
Transfer Doc	058874-380
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	5 TORREY LN, HOLDEN, MA 01520-1726
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0070361-70
Date	Apr 4, 2024
Book Page	70361/70
Instrument	24434

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	481 Months
Due	May 1, 2064

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	5 TORREY LN, HOLDEN, MA 01520-1726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62547-134
Date	Jun 8, 2020
Book Page	62547/134
Instrument	59170

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	May 31, 2018
Property Address	5 TORREY LN, HOLDEN, MA 01520-1726
Document Number	58874-380
Book / Page	058874 / 000380
Instrument Date	May 18, 2018
Instrument	52443
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,083.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 MAPLE AVE #3 SHREWSBURY MA 015452929, 3, SHREWSBURY, MA 01545-2929

Mortgage

Document Number	58875-1
Date	May 31, 2018
Book Page	058875/000001
Instrument	52444

Lender

Name	GUARANTEED RATE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 5 Torrey Ln was $5,534, up 4.3% from the year before.

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,534.00 (+4.28%)	$410,500 (+7.21%) Land $128,400 Building $282,100	$482,420 (+20.59%)
2025	$5,307.00 (+8.48%)	$382,900 (+10.76%) Land $122,300 Building $260,600	$400,045
2024	$4,892.00 (+3.21%)	$345,700 (+9.33%) Land $118,700 Building $227,000
2023	$4,740.00	$316,200 Land $103,200 Building $213,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Torrey Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Torrey Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

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