Whatcom County property record for 5 Topside Ct, Bellingham, WA 98229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,227 sqft · built 1976 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $757,000 (Mar 2022) |
| Tax Bill | $5,741 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590077 |
| Primary APN | 590077 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,227 sqft Living Area |
| 1st Floor Area | 2,227 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Deck Area | 508 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 51157 |
|---|---|
| Street Address | 5 TOPSIDE CT |
| City | BELLINGHAM |
| State | WA |
| Zip | 98229-7945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR3 |
| Legal Description | LOTS 97/98 SUDDEN VALLEY DIV 12 LOT CONSOLIDATION SHORT PLAT AS REC AF 1991200459 |
| Legal Range | 04 |
| Legal Township | 37 |
| Legal Section | 05 |
| Legal Subdivision | SUDDEN VALLEY DIV 12 |
| Legal Lot Number | 97 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 808 |
5 Topside Ct is owner-occupied and held in a trust since March 2022.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5 TOPSIDE CT, BELLINGHAM, WA 98229-7945 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Feb 8, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Dec 6, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| May 25, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2022 · Amount on File |
| Deed Sale | Mar 31, 2022 · Amount on File |
| Prior Sale | Jun 30, 2005 · Amount on File |
| Deed Document Number | 2022-0303738 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Mar 31, 2022 |
| Property Address | 5 TOPSIDE CT, BELLINGHAM, WA 98229-7945 |
| Document Number | 0000303738 |
| Map Reference | AF 1991200459 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 2022-0303738 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | WHATCOM LAND TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,579.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5 TOPSIDE CT, BELLINGHAM, WA 98229-7945 |
| Document Number | 0000303739 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 2022-0303739 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5 TOPSIDE CT, BELLINGHAM, WA 98229-7945 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 20210201253 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 2021-0201253 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5 TOPSIDE CT, BELLINGHAM, WA 98229-7945 |
| Document Number | 2191201751 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 TOPSIDE CT BELLINGHAM WA 982297945, BELLINGHAM, WA 98229-7945 |
| Document Number | 2191201751 |
|---|---|
| Date | Dec 12, 2019 |
| Instrument | 1201751 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 11, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5 TOPSIDE CT, BELLINGHAM, WA 98229-7945 |
| Document Number | 2180600072 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 TOPSIDE CT BELLINGHAM WA 982297945, BELLINGHAM, WA 98229-7945 |
| Document Number | 2180600072 |
|---|---|
| Date | Jun 1, 2018 |
| Instrument | 600072 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 31, 2033 |
The 2025 property tax bill for 5 Topside Ct was $5,741.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,741.00 | $641,811 Land $235,373 Building $406,438 | $641,811 Land $235,373 Building $406,438 |
| 2022 | $548,452 Land $201,135 Building $347,317 | $548,452 Land $201,135 Building $347,317 | |
| 2021 | $4,151.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Topside Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Topside Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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