5 Tomkins Ct, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 5 Tomkins Ct, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,000 (Oct 1997)
Tax Bill	$15,266 (2024)
Deeds & Mortgages	Feb 2022 Refinance Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473489 117.-4-72`

Property Details

APN / Parcel Number

Primary APN	`473489 117.-4-72`
Alternative APNs	`0800-117.00-04.00-072.000` `348911700000040720000000` `47340027691`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	5 TOMKINS CT
City	COMMACK
State	NY
Zip	11725-4020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-170451 TC-52 *2805 SEC 3 LOT 315 BIRCHWOOD AT COMMACK
Legal Subdivision	BIRCHWOOD/COMMACK SEC 3
Legal Block	4
Legal Lot Number	72
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1004
Census Tract	135205

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 TOMKINS CT, COMMACK, NY 11725-4020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU
Aug 12, 2019	Deed of Trust, Mortgage · Balloon Mortgage BETHPAGE FCU
Dec 15, 2016	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage BETHPAGE FCU
Dec 15, 2016	Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 1997 · Amount on Record
Deed Sale	Oct 21, 1997 · Amount on Record
Deed Book / Page	11858 / 85
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	5 TOMKINS CT, COMMACK, NY 11725-4020
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233840589
Date	Feb 23, 2022
Book Page	23384/589
Instrument	DM066737

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2032

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	5 TOMKINS CT, COMMACK, NY 11725-4020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230500818
Date	Aug 12, 2019
Book Page	23050/818

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Sep 1, 2048

December 2016: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	5 TOMKINS CT, COMMACK, NY 11725-4020
Document Number	0227930542
Instrument Date	Dec 15, 2016
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	LAND BOUND SERVICES LLC, LAND BOUND SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 TOMKINS CT COMMACK NY 117254020, COMMACK, NY 11725-4020

Mortgage

Document Number	0227930542
Date	Mar 1, 2017
Book Page	022793/000542

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 29, 2032

Interest

Rate Type	Fixed Rate
Rate	2.75%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	5 TOMKINS CT, COMMACK, NY 11725-4020
Document Number	0227930541
Instrument Date	Dec 15, 2016
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	LAND BOUND SERVICES LLC, LAND BOUND SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 TOMKINS CT COMMACK NY 117254020, COMMACK, NY 11725-4020

Mortgage

Document Number	0227930541
Date	Mar 1, 2017
Book Page	022793/000541

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 29, 2032

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,548 (-) Land $300 Building $5,248	$693,500 (+10,775.02%) Land $37,500 Building $656,000
2024	$15,266.00
2023		$5,548 Land $300 Building $5,248	$6,377 Land $345 Building $6,032

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1980–1985)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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