5 Tip Cart Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 5 Tip Cart Rd, Sutton, MA 01590

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,144 sqft · built 1998
Lot Size	0.838 acres (36,510 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jul 2006)
Tax Bill	$8,011 (2026)
Deeds & Mortgages	Dec 2023 Refinance Nov 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0007 P:39`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0007 P:39`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,144 sqft Living Area
Gross Area	4,008 sqft
1st Floor Area	1,244 sqft
Basement Area	1,216 sqft
Unfinished Basement	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,510 sqft (0.838 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	5 TIP CART RD
City	SUTTON
State	MA
Zip	01590-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	1
Census Block	1003
Census Tract	751101

Owner

Source: Worcester County and Sutton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 TIP CART RD, SUTTON, MA 01590-4801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Nov 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC
Sep 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SUPREME LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2006 · Amount on Record
Deed Sale	Jul 17, 2006 · Amount on Record
Prior Sale	May 1, 2002 · Amount on Record
Deed Document Number	2006105460
Deed Book / Page	39382 / 197
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	5 TIP CART RD, SUTTON, MA 01590-4801
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070046-54
Date	Dec 28, 2023
Book Page	70046/54
Instrument	108634

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	5 TIP CART RD, SUTTON, MA 01590-4801
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61505-192
Date	Nov 27, 2019
Book Page	61505/192
Instrument	129016

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	5 TIP CART RD, SUTTON, MA 01590-4801
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63245-309
Date	Sep 14, 2020
Book Page	63245/309
Instrument	105593

Lender

Name	SUPREME LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,011.00 (-3.79%)	$693,600 (+3.79%) Land $240,400 Building $453,200	$724,404 (+10.16%)
2025	$8,327.00 (+4.19%)	$668,300 (+7.79%) Land $221,300 Building $447,000	$657,590 (+6.13%)
2024	$7,992.00 (+6.59%)	$620,000 (+16.43%) Land $193,600 Building $426,400	$619,590
2023	$7,498.00	$532,500 Land $174,900 Building $357,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Apr 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILKINSONVILLE WATER DISTRICT serves 2,773 people · EPA ID MA2290014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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