5 Timber Trce, Malta (Ballston Spa), NY 12020 Property Records

Saratoga County and Malta Town property record for 5 Timber Trce, Malta, NY 12020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,070 sqft · built 1994
Lot Size1.47 acres (64,033 sqft)
Owner2 Individual Names on Record
Last Sale$298,000 (Jun 2010)
Tax Bill$6,638 (2025)
Deeds & MortgagesJun 2026 Line of Credit
APN414089 228.2-1-18

Property Details

APN / Parcel Number

Primary APN414089 228.2-1-18
Alternative APN
  • 408922800200010180000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,070 sqft Living Area
1st Floor Area1,082 sqft
2nd Floor Area988 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area64,033 sqft (1.47 acres)
Lot Width282 ft Width
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area649 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5 TIMBER TRCE
CityBALLSTON SPA
StateNY
Zip12020-3721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDD
Legal DescriptionSIDE: E LOT 2
Legal Block1
Legal Lot Number18.000
JurisdictionSARATOGA NY
Township / Civil DivisionMALTA
Census Block Group4
Census Block4026
Census Tract61904

Owner

Source: Saratoga County and Malta Town records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5 TIMBER TRCE, BALLSTON SPA, NY 12020-3721
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2010 · Amount on Record
Deed SaleJun 8, 2010 · Amount on Record
Prior SaleNov 1, 1994 · Amount on Record
Deed Book / Page2010 / 17641
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Recording DateJun 29, 2026
Property Address5 TIMBER TRCE, BALLSTON SPA, NY 12020-3721
Document Number0000018376
Instrument DateJun 15, 2026
Instrument202618376
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 TIMBER TRCE, BALLSTON SPA, NY 12020-3721

Mortgage

Document Number0000018376,
DateJun 29, 2026
Instrument202618376
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.36%
Max Rate-1%

Tax Assessment & Valuation

Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionMalta Town
Unified School DistrictBallston Spa Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,638.00$485,000 (+16.59%) Land $80,000 Building $405,000$485,000 (+16.59%) Land $80,000 Building $405,000
2023$416,000 Land $80,000 Building $336,000$416,000 Land $80,000 Building $336,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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