5 Thomas St, Mystic, CT 06355 Property Records

Groton Town property record for 5 Thomas St, Mystic, CT 06355

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,836 sqft · built 1864
Lot Size	0.495 acres (21,562 sqft)
Owner	2 Trust Names on Record
Last Sale	$521,000 (Jan 2009)
Tax Bill	$13,307 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GROT M:261805188871`

Property Details

APN / Parcel Number

Primary APN	`GROT M:261805188871`
Alternative APNs	`261805188871` `156219000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,836 sqft Living Area
Basement Area	396 sqft
Unfinished Basement	396 sqft

Exterior

Year Built	Built 1864
Effective Year Built	Effective 1864
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,562 sqft (0.495 acres)
Deck Area	Deck Area
Greenhouse	Greenhouse
Loading Dock	Loading Dock

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	261805188871
Street Address	5 THOMAS ST
City	MYSTIC
State	CT
Zip	06355-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-12
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	2
Census Block	2007
Census Tract	703000

Owner

Source: Groton Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	5 THOMAS ST, MYSTIC, CT 06355-2315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHELSEA GROTON BANK
Aug 29, 2025	Warranty Deed, Transfer
Jan 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CHELSEA GROTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2009 · Amount on Record
Deed Sale	Jan 15, 2009 · Amount on Record
Deed Book / Page	1023 / 502
Last Transfer Date	Aug 27, 2025
Transfer Doc	001325-852
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	5 THOMAS ST, MYSTIC, CT 06355-2315
Transaction Type	Mortgage
Record Updated	Sep 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001301-588
Date	Jan 25, 2024
Book Page	1301/588
Instrument	5227250007

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GROTON CT
Recording Date	Aug 29, 2025
Property Address	5 THOMAS ST, MYSTIC, CT 06355-2315
Document Number	001325-852
Book / Page	1325 / 852
Instrument Date	Aug 27, 2025
Transaction Type	Transfer
Record Updated	Sep 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 THOMAS ST, MYSTIC, CT 06355-2315

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	5 THOMAS ST, MYSTIC, CT 06355-2315
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1226-294
Date	Jan 17, 2020
Book Page	1226/294
Instrument	4983820010

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2040

Tax Assessment & Valuation

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,307.00	$488,880 (-) Land $258,286 Building $230,594	$342,216 Land $180,800 Building $161,416
2024	$13,307.00 (+11.98%)
2023	$11,883.00 (+2.24%)	$488,880 (-) Land $159,460 Building $329,420
2022	$11,623.00	$488,880 Land $159,460 Building $329,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROTON UTILITIES serves 30,200 people · EPA ID CT0590011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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