5 Thomas Dr, Lincoln, RI 02865 Property Records

Lincoln Town property record for 5 Thomas Dr, Lincoln, RI 02865

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,180 sqft · built 1995
Lot Size	1.16 acres (50,617 sqft)
Owner	2 Trust Names on File
Last Sale	$635,000 (Sep 2018)
Tax Bill	$12,958 (2025)
Deeds & Mortgages	Mar 2023 Sale Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-02186-90`

Property Details

APN / Parcel Number

Primary APN	`14-02186-90`
Alternative APN	`LINC M:45 L:278.0 U`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,180 sqft Living Area
Gross Area	6,430 sqft
1st Floor Area	1,506 sqft
Basement Area	1,506 sqft
Unfinished Basement	1,506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	50,617 sqft (1.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	14-02186-90
Street Address	5 THOMAS DR
City	LINCOLN
State	RI
Zip	02865-4914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA40
Legal Lot Number	278.0
Jurisdiction	LINCOLN RI
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2021
Census Tract	11600

Owner

Source: Lincoln Town assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	5 THOMAS DR, LINCOLN, RI 02865-4914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Warranty Deed, Transfer
Aug 9, 2019	Deed of Trust, Mortgage PAWTUCKET CU
Sep 6, 2018	Warranty Deed, Transfer PAWTUCKET CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 6, 2018 · Amount on Record
Deed Sale	Sep 6, 2018 · Amount on Record
Prior Sale	Mar 27, 1997 · Amount on Record
Deed Book / Page	2135 / 67
Last Transfer Date	Mar 7, 2023
Transfer Doc	0002477-34
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN RI
Recording Date	Mar 10, 2023
Property Address	5 THOMAS DR, LINCOLN, RI 02865-4914
Document Number	0002477-34
Book / Page	2477 / 34
Instrument Date	Mar 7, 2023
Instrument	20230000000569
Transaction Type	Transfer
Record Updated	Mar 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 THOMAS DR, LINCOLN, RI 02865-4914

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	5 THOMAS DR, LINCOLN, RI 02865-4914
Document Number	2187-122
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 THOMAS DR LINCOLN RI 028654914, LINCOLN, RI 02865-4914

Mortgage

Document Number	2187-122
Date	Aug 13, 2019
Book Page	002187/000122
Instrument	2472

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 12, 2039

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN RI
Recording Date	Sep 6, 2018
Property Address	5 THOMAS DR, LINCOLN, RI 02865-4914
Document Number	2135-67
Book / Page	002135 / 000067
Instrument Date	Sep 6, 2018
Transaction Type	Transfer
Record Updated	Oct 2, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$635.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 THOMAS DR LINCOLN RI 028654914, LINCOLN, RI 02865-4914

Mortgage

Document Number	2135-70
Date	Sep 6, 2018
Book Page	002135/000070

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.88%

Tax Assessment & Valuation

Source: Lincoln Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Lincoln Town
Unified School District	Lincoln School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,958.00 (+3.74%)	$958,400 (+26.52%) Land $314,400 Building $644,000
2023	$12,491.00	$757,500 Land $256,900 Building $500,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN WATER COMMISSION serves 21,664 people · EPA ID RI1858423
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

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