5 Thistle Rd, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 5 Thistle Rd, Saugus, MA 01906

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,426 sqft · built 1985
Lot Size	0.255 acres (11,095 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,896 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`SAUG M:005-G B:0008 L:0015`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-G B:0008 L:0015`
Alternative APNs	`M:005=G B:0008 L:0015` `4296004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,426 sqft Living Area
Gross Area	2,906 sqft
1st Floor Area	1,333 sqft
Basement Area	1,333 sqft
Unfinished Basement	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,095 sqft (0.255 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4296004
Street Address	5 THISTLE RD
City	SAUGUS
State	MA
Zip	01906-2879
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NA
Legal Block	8
Legal Lot Number	15
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	4
Census Block	4013
Census Tract	208101

Owner

Source: Essex County and Saugus Town records · APN SAUG M:005-G B:0008 L:0015

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 THISTLE RD, SAUGUS, MA 01906-2879
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Recording Date	Jun 26, 2026
Property Address	5 THISTLE RD, SAUGUS, MA 01906-2879
Document Number	0000005410
Book / Page	43471 / 249
Instrument Date	Jun 15, 2026
Instrument	20265410
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 THISTLE RD, SAUGUS, MA 01906-2879

Mortgage

Document Number	0000005410,
Date	Jun 26, 2026
Book Page	43471/249
Instrument	20265410

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,896.00 (+3.57%)	$739,300 (+3.27%) Land $359,800 Building $379,500
2024	$7,624.00 (+2.94%)	$715,900 (+8.85%) Land $346,200 Building $369,700
2023	$7,406.00	$657,700 Land $314,300 Building $343,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 103 individual policies
Nearby Flood Policies	109 units insured incl. 6 condo units
Nearby Flood Claims	35 (1979–2025)
Claims Outside the SFHA	8 of 35
Most Recent Claim	Jan 2025 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Severe Storms And Flooding, May 2006 · 4 claims Extreme Weather Conditons And Flooding, Oct 1996 · 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 577 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.