5 Terrace Dr, Plains, MT 59859 Property Records

Sanders County property record for 5 Terrace Dr, Plains, MT 59859

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,008 sqft · built 2006
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on Record
Last Sale	$99,750 (Sep 2021)
Tax Bill	$1,860 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R355064`

Property Details

APN / Parcel Number

Primary APN	`R355064`
Alternative APNs	`35-2860-01-3-02-16-0000` `0000003090`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	46,174 sqft (1.06 acres)

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Deck Area	224 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000003090
Street Address	5 TERRACE DR
City	PLAINS
State	MT
Zip	59859-9420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERVIEW TERRACE, S01, T19 N, R26 W, LOT 003, ACRES 1.1
Legal Range	26W
Legal Township	19N
Legal Section	01
Legal Subdivision	RIVERVIEW TERRACE
Legal Lot Number	3
Jurisdiction	SANDERS MT
Township / Civil Division	PLAINS
Census Block Group	1
Census Block	1263
Census Tract	100

Owner

Source: Sanders County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 TERRACE DR, PLAINS, MT 59859-9420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage STOCKMAN BANK
Sep 29, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage KEVIN CORTER
Apr 6, 2020	Warranty Deed, Transfer · VA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	Apr 6, 2020 · Amount on Record
Deed Document Number	2021323401
Prior Transfer Date	Dec 16, 2015
Prior Transfer Doc	0001/84213
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	5 TERRACE DR, PLAINS, MT 59859-9420
Transaction Type	Mortgage
Record Updated	Mar 10, 2023
Title Company	NOT AVAILABLE, CFT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000324029
Date	Nov 29, 2021
Instrument	324029

Lender

Name	STOCKMAN BANK
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDERS MT
Recording Date	Sep 29, 2021
Property Address	5 TERRACE DR, PLAINS, MT 59859-9420
Document Number	0000323401
Instrument Date	Sep 29, 2021
Instrument	323401
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	CLARK FORK TITLE INC, CLARK FORK TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 191, PARADISE, MT 59856-0191

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 TERRACE DR, PLAINS, MT 59859-9420

Mortgage

Document Number	0000323402
Date	Sep 29, 2021
Instrument	323402

Lender

Name	KEVIN CORTER
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDERS MT
Recording Date	Apr 6, 2020
Property Address	5 TERRACE DR, PLAINS, MT 59859-9420
Document Number	0000316062
Instrument Date	Apr 6, 2020
Instrument	316062
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	NOT AVAILABLE, CFT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 TERRACE DR, PLAINS, MT 59859-9420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13789 RIDGE RD W, ALBION, NY 14411-9131

Mortgage

Document Number	0000316063
Date	Apr 6, 2020
Instrument	316063

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Sanders County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Sanders County
Unified School District	Plains K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,860.00 (-11%)	$474,100 (-)
2025	$2,090.00 (-13.99%)	$474,100 (+24.8%)	$474,100 (+24.8%) Land $109,076 Building $365,024
2023	$2,430.00	$379,900	$379,900 Land $94,346 Building $285,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 62% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blackfoot Telephone Cooperative Fiber	1,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

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