5 Terrace Ave, Georgetown, DE 19947 Property Records

Sussex County property record for 5 Terrace Ave, Georgetown, DE 19947

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,920 sqft · built 1992
Lot Size	0.16 acres (6,961 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Mar 2020)
Tax Bill	$559 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135-14.16-41.01`

Property Details

APN / Parcel Number

Primary APN	`135-14.16-41.01`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	6,961 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 58 ft wide
Garage Type	Mixed
Garage Area	61 sqft
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	5 TERRACE AVE
City	GEORGETOWN
State	DE
Zip	19947-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	HIGHLAND TERRACE LOT 27
Legal Subdivision	GEORGETOWN
Legal Lot Number	27
Jurisdiction	SUSSEX DE
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2030
Census Tract	50503

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	242 N ARCH ST, SEAFORD, DE 19973-3422
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2020 · Amount on Record
Deed Sale	Mar 10, 2020 · Amount on Record
Deed Document Number	202010659
Deed Book / Page	5212 / 77
Record Updated	Oct 29, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Mar 10, 2020
Property Address	5 TERRACE AVE, GEORGETOWN, DE 19947-2142
Document Number	0052120077
Book / Page	005212 / 000077
Instrument Date	Feb 7, 2020
Instrument	10659
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	5 TERRACE AVE GEORGETOWN DE 199472142, GEORGETOWN, DE 19947-2142

Mortgage

Document Number	182190141
Date	Mar 10, 2020
Book Page	018219/000141
Instrument	10660

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 9, 2035

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Georgetown Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$559.00 (-0.36%)	$10,900 (-) Land $1,100 Building $9,800	$263,100 (-) Land $52,900 Building $210,200
2025	$561.00 (+24.67%)	$10,900 (-) Land $1,100 Building $9,800	$263,100 (+1,106.88%) Land $52,900 Building $210,200
2023	$450.00	$10,900 Land $1,100 Building $9,800	$21,800 Land $2,200 Building $19,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 7,259 people · EPA ID DE0000592
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20