Worcester County and Spencer Town property record for 5 Temple St, Spencer, MA 01562
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 2,229 sqft · built 1840 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,500 (Mar 2020) |
| Tax Bill | $3,554 (2026) |
| Deeds & Mortgages | Aug 2018 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U07 B:00237 L:00000 |
| Primary APN | SPEN M:00U07 B:00237 L:00000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 2,229 sqft Living Area |
| Gross Area | 3,648 sqft |
| Basement Area | 943 sqft |
| Unfinished Basement | 943 sqft |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,500 sqft (0.241 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 5 TEMPLE ST |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2656 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | VR |
| Legal Block | 237 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 726200 |
Source: Worcester County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 33 MONUMENT DR, OXFORD, MA 01540-1957 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2018 | Deed of Trust, Mortgage · ARM FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 6, 2020 | Quit Claim Deed, Transfer · Commercial Mortgage SAVERS COOPERATIVE BANK |
| Oct 31, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2020 · Amount on Record |
| Deed Sale | Mar 6, 2020 · Amount on Record |
| Prior Sale | Oct 31, 2018 |
| Deed Document Number | 202024321 |
| Deed Book / Page | 62008 / 104 |
| Prior Transfer Date | Feb 27, 2020 |
| Prior Transfer Doc | 62008-104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 5 TEMPLE ST, SPENCER, MA 01562-2656 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 59348-336 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 59348/336 |
| Instrument | 92613 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Mar 6, 2020 |
| Property Address | 5 TEMPLE ST, SPENCER, MA 01562-2656 |
| Document Number | 62008-104 |
| Book / Page | 62008 / 104 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 24321 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 24322 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 24322 |
| Name | SAVERS COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Oct 31, 2018 |
| Property Address | 5 TEMPLE ST, SPENCER, MA 01562-2656 |
| Document Number | 59624-160 |
| Book / Page | 059624 / 000160 |
| Instrument Date | Oct 29, 2018 |
| Instrument | 115711 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 26 NUGGET DR CHARLTON MA 015071668, CHARLTON, MA 01507-1668 |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,554.00 (+10,352.94%) | $323,700 (+11.66%) Land $47,400 Building $276,300 |
| 2025 | $34.00 (-98.81%) | $289,900 (+15.68%) Land $37,100 Building $252,800 |
| 2024 | $2,867.00 (+12.3%) | $250,600 (+18.38%) Land $37,100 Building $213,500 |
| 2023 | $2,553.00 | $211,700 Land $37,100 Building $174,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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