5 Sylvia St, Phillipsburg, NJ 08865 Property Records

Warren County and Lopatcong Township property record for 5 Sylvia St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	2,529 sqft · built 2013
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$489,000 (Oct 2025)
Tax Bill	$10,112 (2025)
Deeds & Mortgages	Oct 2025 Sale May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-00085-05-00028`

Property Details

APN / Parcel Number

Primary APN	`15-00085-05-00028`
Alternative APN	`1500085000500028`

Interior

Building Area	2,529 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Street Address	5 SYLVIA ST
City	PHILLIPSBURG
State	NJ
Zip	08865-1982
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	ADDITIONAL LOTS: EMMA MP1
Legal Subdivision	DELAWARE XING/MORRIS PARK AMD
Legal Block	85.5
Legal Lot Number	28
Jurisdiction	WARREN NJ
Township / Civil Division	LOPATCONG
Census Block Group	4
Census Block	4025
Census Tract	32200

Owner

5 Sylvia St is owned and occupied by an individual who bought it in October 2025.

Source: Warren County and Lopatcong Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	5 SYLVIA ST, PHILLIPSBURG, NJ 08865-1982
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
May 3, 2021	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 20, 2018	Grant Deed, Construction Loan · Construction Mortgage BERKSHIRE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2025 · Amount on File
Deed Sale	Oct 17, 2025 · Amount on File
Prior Sale	May 3, 2021 · Amount on File
Deed Document Number	2025627749
Deed Book / Page	3531 / 227
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Oct 17, 2025
Property Address	5 SYLVIA ST, PHILLIPSBURG, NJ 08865-1982
Document Number	003531/227
Book / Page	3531 / 227
Instrument Date	Oct 13, 2025
Instrument	2025-627749
Transaction Type	Transfer
Record Updated	Nov 10, 2025
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 WILLIAMSON LN, ASBURY, NJ 08802-1357

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SYLVIA ST, PHILLIPSBURG, NJ 08865-1982

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	May 3, 2021
Property Address	5 SYLVIA ST, PHILLIPSBURG, NJ 08865-1982
Document Number	3156/227
Book / Page	3156 / 227
Instrument Date	Apr 30, 2021
Instrument	2021-551839
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1250 STATE ROUTE 28101, 1250, BRANCHBURG, NJ 08876

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SYLVIA ST, PHILLIPSBURG, NJ 08865-1982

Mortgage

Document Number	2021551840
Date	May 3, 2021
Instrument	2021-551840

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

June 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jun 20, 2018
Property Address	5 SYLVIA ST, PHILLIPSBURG, NJ 08865-1982
Book / Page	006592 / 000292
Instrument Date	Jun 12, 2018
Instrument	494468
Transaction Type	Construction Loan
Record Updated	Jul 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1250 STATE ROUTE 28 #101 BRANCHBURG NJ 088763389, 101, BRANCHBURG, NJ 08876-3389

Mortgage

Document Number	0000494468
Date	Jun 20, 2018
Book Page	006592/000292
Instrument	494468

Lender

Name	BERKSHIRE BK
Type	Bank
Address	30 S PEARL ST, ALBANY, NY 12207-3427

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5 Sylvia St was $10,112, up 1.9% from the year before.

Source: Warren County and Lopatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Lopatcong Township
Unified School District	Lopatcong Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,400 (-) Land $97,800 Building $234,600	$332,400 (-) Land $97,800 Building $234,600
2025	$10,112.00 (+1.85%)	$332,400 Land $97,800 Building $234,600	$332,400 Land $97,800 Building $234,600
2024	$9,928.00
2023		$332,400 Land $97,800 Building $234,600	$332,400 Land $97,800 Building $234,600
2022	$9,476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Sylvia St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Sylvia St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	1,000 / 40

May also be available: AT&T, Verizon.

Nearby Properties on Sylvia St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures