St. Charles County property record for 5 Swan Ct, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,080 sqft · built 1971 |
| Lot Size | 0.19 acres (8,268 sqft) |
| Owner | Individual Name on File |
| Last Sale | $206,100 (Jun 2018) |
| Tax Bill | $3,237 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039250A000 |
| Primary APN | 039250A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,080 sqft Living Area |
| Gross Area | 3,403 sqft |
| 1st Floor Area | 1,480 sqft |
| Basement Area | 1,440 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,268 sqft (0.19 acres) |
| Lot Dimensions | 156 ft deep x 53 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 95 sqft |
| Deck Area | Deck Area |
| Patio Area | 479 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 039250A000 |
|---|---|
| Street Address | 5 SWAN CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | CARDINAL WOOD #6 LOT 217 & PT LOT B |
| Legal Subdivision | CARDINAL WOOD #6 |
| Legal Tract | B |
| Legal Lot Number | 217 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 310602 |
Source: St. Charles County records · APN 039250A000
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 SWAN CT, SAINT CHARLES, MO 63301-1227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION |
| Jun 05, 2018 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2018 · Amount on Record |
| Deed Sale | Jun 05, 2018 · Amount on Record |
| Prior Sale | Oct 19, 2015 |
| Deed Document Number | 2018311010 |
| Deed Book / Page | 6929 / 442 |
| Prior Transfer Date | Nov 11, 2011 |
| Prior Transfer Doc | 0056750955 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 5 SWAN CT, SAINT CHARLES, MO 63301-1227 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5 SWAN CT, SAINT CHARLES, MO 63301-1227 |
| Document Number | 2021R048538 |
|---|---|
| Date | Jun 08, 2021 |
| Instrument | 2021R-048538 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Address | KENOSHA, WI 53141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 05, 2018 |
| Property Address | 5 SWAN CT, SAINT CHARLES, MO 63301-1227 |
| Document Number | 0069290442 |
| Book / Page | 6929 / 0442 |
| Map Reference | MB 10 PG 3 |
| Instrument Date | May 31, 2018 |
| Instrument | 20180605000311010 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 SWAN CT, SAINT CHARLES, MO 63301-1227 |
| Document Number | 20180605000311020 |
|---|---|
| Date | Jun 05, 2018 |
| Instrument | 20180605000311020 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,237.00 (+4.22%) | $51,635 (+6.76%) | $271,763 (+6.76%) Land $50,000 Building $221,763 |
| 2024 | $3,106.00 | ||
| 2023 | $48,366 | ||
| 2022 | $254,556 Land $50,000 Building $204,556 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 71 (1979–2022) |
| Claims Outside the SFHA | 11 of 71 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 494 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES PWS serves 78,961 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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