5 Sutton Ct, Palm Coast, FL 32164 Property Records

Flagler County property record for 5 Sutton Ct, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,145 sqft · built 1996
Lot Size	0.601 acres (26,180 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Dec 2014)
Tax Bill	$3,823 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-5640-00000-0200`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-5640-00000-0200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,145 sqft Heated Area
Gross Area	2,957 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	26,180 sqft (0.601 acres)
Driveway	Driveway
Driveway Area	576 sqft
Pool Type	Pool with Hot Tub/Spa
Pool Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5 SUTTON CT
City	PALM COAST
State	FL
Zip	32164-7734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUTTON PLACE SUBD LOT 20 OR 500 PG 1264 OR 557 PG 1475 OR 612 PG 1473 OR 824 PG 292 OR 1957/120 OR 2040/1725
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	SUTTON PLACE SUB
Legal Lot Number	20
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2013
Census Tract	60211

Owner

5 Sutton Ct is owned and occupied by an individual who bought it in December 2014.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5 SUTTON CT, PALM COAST, FL 32164-7734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2014 · Amount on File
Deed Sale	Dec 24, 2014 · Amount on File
Prior Sale	Aug 1, 2013 · Amount on File
Deed Document Number	2014038800
Deed Book / Page	2040 / 1725
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	5 SUTTON CT, PALM COAST, FL 32164-7734
Transaction Type	Mortgage
Record Updated	Feb 19, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SUTTON CT, PALM COAST, FL 32164-7734

Mortgage

Document Number	0028440285
Date	Feb 5, 2024
Book Page	2844/285
Instrument	2024004639

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 19, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 5 Sutton Ct was $3,823 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,823.00 Homeowner's exemption	$253,530	$353,287 Land $51,700 Building $301,587
2023	$3,640.00 (+0.94%) Homeowner's exemption	$239,209 (+3%)	$357,672 (+4.44%) Land $51,700 Building $305,972
2022	$3,606.00 Homeowner's exemption	$232,242	$342,452 Land $51,700 Building $290,752

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Sutton Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 69 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	3 (2004–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Sutton Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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