5 Surrey Ln, Mcloud, OK 74851 Property Records

Pottawatomie County property record for 5 Surrey Ln, Mcloud, OK 74851

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,629 sqft · built 1982
Lot Size	1.37 acres (59,677 sqft)
Owner	Individual Name on Record
Last Sale	$159,500 (May 2019)
Tax Bill	$2,096 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34381`

Property Details

APN / Parcel Number

Primary APN	`34381`
Alternative APNs	`6075-00-002-007-0-000-00` `607500200700000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,629 sqft Living Area
1st Floor Area	1,629 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	59,677 sqft (1.37 acres)
Lot Dimensions	244 ft deep x 244 ft wide
Garage Type	Attached
Garage Area	572 sqft
Porch	Covered Porch
Porch Area	49 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34381
Old Parcel Number	607500200700000000
Street Address	5 SURREY LN
City	MCLOUD
State	OK
Zip	74851-8415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EQUESTRIAN ESTATES 2ND BLK 2 LOT 7
Legal Range	02E
Legal Township	10N
Legal Section	18
Legal Quarter	NW
Legal Subdivision	EQUESTRIAN ESTATES 2ND
Legal Block	2
Legal Lot Number	7
Jurisdiction	POTTAWATOMIE OK
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1067
Census Tract	501003

Owner

Source: Pottawatomie County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 SURREY LN, MCLOUD, OK 74851-8415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 28, 2019	Warranty Deed, Transfer · FHA Mortgage FINANCIAL CONCEPTS MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Prior Sale	Sep 20, 2011 · Amount on Record
Deed Document Number	201900005480
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATOMIE OK
Property Address	5 SURREY LN, MCLOUD, OK 74851-8415
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003667
Date	Mar 18, 2022
Instrument	202200003667

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2042

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATOMIE OK
Recording Date	May 28, 2019
Property Address	5 SURREY LN, MCLOUD, OK 74851-8415
Document Number	0000005480
Instrument Date	May 22, 2019
Instrument	201900005480
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	AMERICAN EAGLE TTL GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SURREY LN, MCLOUD, OK 74851-8415

Mortgage

Document Number	0000005481
Date	May 28, 2019
Instrument	201900005481

Lender

Name	FINANCIAL CONCEPTS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Pottawatomie County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pottawatomie County
Unified School District	Bethel Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,096.00 (+1.9%)	$19,744 (+1.19%) Land $2,880 Building $16,864	$164,535 (-3.23%) Land $24,000 Building $140,535
2024	$2,057.00 (+3.31%)	$19,511 (+5%) Land $2,880 Building $16,631	$170,025 (+9.8%) Land $24,000 Building $146,025
2023	$1,991.00	$18,582 Land $3,120 Building $15,462	$154,848 Land $26,000 Building $128,848

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · lower than 70% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CVEC Fiber Fiber	2,400 / 2,400
Vyve Broadband Cable	2,000 / 50

May also be available: Atlink Services, OEC Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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