5 Surrey, Lemont, IL 60439 Property Records

Cook County property record for 5 Surrey, Lemont, IL 60439

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,098 sqft · built 1986
Lot Size	1.28 acres (55,948 sqft)
Owner	Individual Name on File
Last Sale	$380,500 (Dec 2014)
Tax Bill	$11,182 (2023)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-25-104-015`

Property Details

APN / Parcel Number

Primary APN	`22-25-104-015`
Alternative APN	`22-25-104-015-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,098 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	55,948 sqft
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5 SURREY
City	LEMONT
State	IL
Zip	60439-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	11E
Legal Township	37N
Legal Section	25
Legal Subdivision	EQUESTRIAN ESTATES 12
Legal Lot Number	188
Jurisdiction	COOK IL
Township / Civil Division	LEMONT
Census Block Group	1
Census Block	1093
Census Tract	824004

Owner

5 Surrey is owned and occupied by an individual who bought it in December 2014.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5 SURREY, LEMONT, IL 60439-9775
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MTG
Jun 11, 2019	Deed of Trust, Mortgage · Line of Credit POLISH & SLAVIC FCU
Jun 10, 2019	Deed of Trust, Mortgage · Line of Credit POLISH & SLAVIC FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2014 · Amount on File
Deed Sale	Dec 1, 2014 · Amount on File
Deed Document Number	201419163
Prior Transfer Date	Nov 13, 2014
Prior Transfer Doc	0000019161
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5 SURREY, LEMONT, IL 60439-9775
Document Number	2026107182
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 SURREY GOODELL IA 50439, GOODELL, IA 50439

Mortgage

Document Number	2026107182
Date	Sep 17, 2020
Instrument	26107182

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 16, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5 SURREY, LEMONT, IL 60439-9775
Document Number	1923317253
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 SURREY LEMONT IL 604399775, LEMONT, IL 60439-9775

Mortgage

Document Number	1923317253
Date	Aug 21, 2019
Instrument	23317253

Lender

Name	POLISH & SLAVIC FCU
Type	Credit Union
Address	FAIRFIELD, NJ 07004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 20, 2044

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5 SURREY, LEMONT, IL 60439-9775
Document Number	1923317251
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 SURREY LEMONT IL 604399775, LEMONT, IL 60439-9775

Mortgage

Document Number	1923317251
Date	Aug 21, 2019
Instrument	23317251

Lender

Name	POLISH & SLAVIC FCU
Type	Credit Union
Address	FAIRFIELD, NJ 07004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 20, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lemont Township
Elementary School District	Lemont-Bromberek Combined School District 113A (PK - 08)
Secondary School District	Lemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,000 Land $18,183 Building $42,817	$610,000 Land $181,830 Building $428,170
2023	$11,182.00 (-17.68%)
2022	$13,583.00 Homeowner's exemption	$63,717 Land $15,385 Building $48,332	$637,170 Land $153,850 Building $483,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Surrey in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Surrey is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMONT serves 18,513 people · EPA ID IL0311620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	25 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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