York County and Kennebunk Town property record for 5 Surf Ln, Kennebunk, ME 04043
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,790 sqft · built 1976 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $14,044 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | KENB M:092 L:037 |
| Primary APN | KENB M:092 L:037 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,790 sqft Living Area |
| Gross Area | 4,128 sqft |
| 1st Floor Area | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 5360 |
|---|---|
| Street Address | 5 SURF LN |
| City | KENNEBUNK |
| State | ME |
| Zip | 04043-7663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 8 |
| Legal Lot Number | 37 |
| Jurisdiction | KENNEBUNK ME |
| Township / Civil Division | KENNEBUNK |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 28004 |
Source: York County and Kennebunk Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 25 HIDDEN CT, NORTH ANDOVER, MA 01845-2140 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| Jan 21, 2020 | Deed of Trust, Mortgage JEANNE D'ARC CU |
| Jan 22, 2020 | Grant Deed, Transfer JEANNE D'ARC CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENNEBUNK ME |
| Property Address | 5 SURF LN, KENNEBUNK, ME 04043-7663 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0187420001 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 18742/1 |
| Instrument | 2021041923 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENNEBUNK ME |
| Property Address | 5 SURF LN, KENNEBUNK, ME 04043-7663 |
| Document Number | 0181520591 |
| Instrument Date | Jan 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 5 SURF LN KENNEBUNK ME 040437663, KENNEBUNK, ME 04043-7663 |
| Document Number | 0181520591 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 018152/000591 |
| Instrument | 3607 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Address | LOWELL, MA 01854 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 21, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENNEBUNK ME |
| Recording Date | Jan 22, 2020 |
| Property Address | 5 SURF LN, KENNEBUNK, ME 04043-7663 |
| Document Number | 0181520586 |
| Book / Page | 018152 / 000586 |
| Instrument Date | Dec 31, 2019 |
| Instrument | 3606 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 25 HIDDEN CT NORTH ANDOVER MA 018452140, NORTH ANDOVER, MA 01845-2140 |
| Document Number | 181520591 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 018152/000591 |
| Instrument | 3607 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Address | LOWELL, MA 01854 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 21, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: York County and Kennebunk Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | Kennebunk Town |
| Unified School District | Regional School Unit 21 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,044.00 (+28.48%) | $1,425,800 (+121.09%) Land $1,013,800 Building $412,000 | |
| 2024 | $10,931.00 (+5.6%) | $644,900 (-) Land $389,100 Building $255,800 | |
| 2023 | $10,351.00 (+9.93%) | $644,900 (-) Land $389,100 Building $255,800 | $1,221,985 |
| 2022 | $9,416.00 | $644,900 Land $389,100 Building $255,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 184 individual policies |
| Nearby Flood Policies | 238 units insured incl. 54 condo units |
| Nearby Flood Claims | 74 (1996–2024) |
| Claims Outside the SFHA | 29 of 74 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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