Buncombe County property record for 5 Sunset Dr, Swannanoa, NC 28778
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,988 sqft · built 1964 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Dec 2025) |
| Tax Bill | $2,145 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 649208-2020-202 |
| Primary APN | 649208-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,988 sqft Living Area |
| Gross Area | 3,440 sqft |
| 1st Floor Area | 2,052 sqft |
| Basement Area | 1,060 sqft |
| Finished Basement | 936 sqft |
| Unfinished Basement | 124 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 816 sqft |
| Deck Area | 212 sqft |
| Patio Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 649208-2020-202 |
|---|---|
| Street Address | 5 SUNSET DR |
| City | SWANNANOA |
| State | NC |
| Zip | 28778-2103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIV: BEE TREE HEIGHTS LOT: 16 BLOCK: 2 SECTION: 1 PLAT: 0031-0033 |
| Legal Subdivision | BEE TREE HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | SWANNANOA |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 3002 |
5 Sunset Dr is owned by an individual who bought it in December 2025.
Source: Buncombe County records, as of December 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 336 SANDWICH ST, PLYMOUTH, MA 02360-2124 |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2024 | Deed of Trust, Mortgage · Line of Credit BAXTER CU |
| Dec 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI BAXTER CU |
| Sep 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage BAXTER CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on File |
| Deed Sale | Dec 15, 2025 · Amount on File |
| Prior Sale | Sep 22, 2020 · Amount on File |
| Deed Book / Page | 6551 / 507 |
| Prior Transfer Date | Jul 27, 2005 |
| Prior Transfer Doc | 0040831519 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 5 SUNSET DR, SWANNANOA, NC 28778-2103 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | UNKNOWN, MIS |
| Name | Verified Name |
|---|
| Document Number | 0064050301 |
|---|---|
| Date | May 6, 2024 |
| Book Page | 6405/301 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | 340 N MILWAUKEE AVE, VERNON HILLS, IL 60061 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 30, 2034 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Dec 15, 2025 |
| Property Address | 5 SUNSET DR, SWANNANOA, NC 28778-2103 |
| Document Number | 0065510507 |
| Book / Page | 6551 / 507 |
| Map Reference | MB 31 PG 33 |
| Instrument Date | Dec 12, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4860 SHERBORNE DR, HARRISBURG, NC 28075-6650 |
| Name | Verified Name |
|---|---|
| Address | 336 SANDWICH ST, PLYMOUTH, MA 02360-2124 |
| Document Number | 0006551510 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 6551/510 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 5 SUNSET DR, SWANNANOA, NC 28778-2103 |
| Document Number | 0059511502 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 5 SUNSET DR SWANNANOA NC 287782103, SWANNANOA, NC 28778-2103 |
| Document Number | 0059511502 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 005951/001502 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Sep 22, 2020 |
| Property Address | 5 SUNSET DR, SWANNANOA, NC 28778-2103 |
| Document Number | 0059511498 |
| Book / Page | 5951 / 1498 |
| Map Reference | MB 31 PG 33 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 186 HACKER MARTIN DR, 186, GRAY, TN 37615-4871 |
| Name | Verified Name |
|---|---|
| Address | 5 SUNSET DR, SWANNANOA, NC 28778-2103 |
| Document Number | 59511502 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 5951/1502 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 5 Sunset Dr was $2,145, up 5.9% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,145.00 (+5.93%) | $308,000 Land $56,800 Building $251,200 | $308,000 Land $56,800 Building $251,200 |
| 2024 | $2,025.00 (+3.05%) | ||
| 2023 | $1,965.00 | $308,000 | $308,000 Land $56,800 Building $251,200 |
| 2021 | $308,000 Land $56,800 Building $251,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Sunset Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 35 (2018–2024) |
| Claims Outside the SFHA | 7 of 35 |
| Most Recent Claim | Oct 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Sunset Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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