5 Summit Ave, Ardsley, NY 10502 Property Records

Westchester County and Greenburgh Town property record for 5 Summit Ave, Ardsley, NY 10502

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,048 sqft · built 1961
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$955,000 (Nov 2021)
Tax Bill	$36,046 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`552601 6.90-83-6`

Property Details

APN / Parcel Number

Primary APN	`552601 6.90-83-6`
Alternative APNs	`55260117 07 1169 27` `6178574`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,048 sqft Living Area
1st Floor Area	1,218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Detached
Garage Area	20 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6178574
Street Address	5 SUMMIT AVE
City	ARDSLEY
State	NY
Zip	10502-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LOUIS CILLO
Legal Block	83
Legal Lot Number	6.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	GREENBURGH
Census Block Group	2
Census Block	2002
Census Tract	10600

Owner

Source: Westchester County and Greenburgh Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 SUMMIT AVE, ARDSLEY, NY 10502-1910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK
Nov 22, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage EVOLVE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Nov 22, 2021 · Amount on Record
Deed Document Number	2021613123205
Prior Transfer Date	Nov 10, 2016
Prior Transfer Doc	0563143732
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 27, 2026
Property Address	5 SUMMIT AVE, ARDSLEY, NY 10502-1910
Document Number	0000003501
Instrument Date	Jul 17, 2026
Instrument	20263501
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	SERVICELINK, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SUMMIT AVE, ARDSLEY, NY 10502-1910

Mortgage

Document Number	0000003501,
Date	Jul 27, 2026
Instrument	20263501

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2056

Interest

Rate	6.47%
Max Rate	-1%

November 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Nov 22, 2021
Property Address	5 SUMMIT AVE, ARDSLEY, NY 10502-1910
Document Number	0613123205
Map Reference	MAP 25593
Instrument Date	Nov 15, 2021
Instrument	613123205
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	STATEWIDE ABSTRACT, STATEWIDE ABSTRACT CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	287 BOWMAN AVE, PURCHASE, NY 10577-2568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MILL RIVER LN, ARDSLEY, NY 10502-1550

Mortgage

Document Number	0613223855
Date	Nov 22, 2021
Instrument	613223855

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Westchester County and Greenburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Ardsley Village
County	Westchester County
County Subdivision	Greenburgh Town
Unified School District	Ardsley Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$36,046.00 (+1,464.5%)
2025	$2,304.00	$1,300,800 (+24.56%) Land $389,700 Building $911,100	$1,300,800 (+24.56%) Land $389,700 Building $911,100
2024		$1,044,300 (+6.57%) Land $389,700 Building $654,600	$1,044,300 (+6.57%) Land $389,700 Building $654,600
2023		$979,900 Land $338,900 Building $641,000	$979,900 Land $338,900 Building $641,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	14 (1979–2023)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 2 claims Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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