5 Summerset Ln, Cord, AR 72524 Property Records

Independence County property record for 5 Summerset Ln, Cord, AR 72524

Property Summary

Property Type	Single Family Home
Details	1,356 sqft · built 1928
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (May 2026)
Tax Bill	$193 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`01003730001`

Property Details

APN / Parcel Number

Primary APN	`01003730001`
Alternative APN	`42931`

Interior

Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	1,356 sqft
Flooring	Softwood

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Patio Area	800 sqft
Shed	1 Shed
Shed Area	560 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	5 SUMMERSET LN
City	CORD
State	AR
Zip	72524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	03
Legal Township	14
Legal Section	10
Legal Subdivision	S10 T14 R03
Jurisdiction	INDEPENDENCE AR
Township / Civil Division	BLACK RIVER-MARSHELL
Census Block Group	3
Census Block	3013
Census Tract	490400

Owner

5 Summerset Ln is owned by two individuals who bought it in May 2026.

Source: Independence County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	670 LAWRENCE ROAD 310, SMITHVILLE, AR 72466-8032
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK
Apr 6, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Deed Document Number	20262841
Deed Book / Page	2026 / 3499
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDEPENDENCE AR
Recording Date	May 18, 2026
Property Address	5 SUMMERSET LN, CORD, AR 72524
Document Number	0000002841
Book / Page	2026 / 3499
Instrument Date	May 13, 2026
Instrument	2026.2841
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TITLE OF ARK

Transaction

Amount	Amount on Record
Tax	$8,332.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002842,
Date	May 18, 2026
Book Page	2026/8744
Instrument	2026.2842

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 13, 2031

Interest

Rate	6.46%
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDEPENDENCE AR
Recording Date	Apr 6, 2022
Property Address	5 SUMMERSET LN, CORD, AR 72524
Document Number	DEED2022/2039
Book / Page	DEED 2022 / 2039
Instrument Date	Apr 6, 2022
Instrument	L202202066
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Tax	$82.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1502 N HILL ST, NEWARK, AR 72562-9544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 SUMMERSET LN, CORD, AR 72524-9664

Tax Assessment & Valuation

The 2026 property tax bill for 5 Summerset Ln was $193, up 3.8% from the year before.

Source: Independence County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Independence County
Unified School District	Cedar Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$193.00 (+3.76%)	$4,140 (+3.76%) Land $1,200 Building $2,940	$20,700 (+3.76%) Land $6,000 Building $14,700
2025	$186.00	$3,990 Land $1,050 Building $2,940	$19,950 Land $5,250 Building $14,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Summerset Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Summerset Ln is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 75% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOTA PUBLIC WATER AUTHORITY serves 2,722 people · EPA ID AR0000698
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empower, delivered by CECC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Summerset Ln

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