St. Charles County property record for 5 Summer Ct, O Fallon, MO 63366 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,576 sqft · built 1985 |
| Lot Size | 3.36 acres (146,797 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,197 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 327900B015 |
| Primary APN | 327900B015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| Gross Area | 3,536 sqft |
| 1st Floor Area | 1,576 sqft |
| Basement Area | 1,472 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 146,797 sqft |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 488 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 327900B015 |
|---|---|
| Street Address | 5 SUMMER CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST PAUL EST #1 LOT 15 |
| Legal Subdivision | ST PAUL EST #1 |
| Legal Lot Number | 15 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 311801 |
Source: St. Charles County records · APN 327900B015
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 SUMMER CT, O FALLON, MO 63366-1007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2022 | Affidavit of Death of Joint Tenant, Transfer SELECT TITLE GROUP |
| Aug 05, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CMNTY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 17, 2022 |
| Property Address | 5 SUMMER CT, O FALLON, MO 63366-1007 |
| Document Number | 0000015657 |
| Map Reference | MB 34 PG 134&135 |
| Instrument Date | Mar 16, 2022 |
| Instrument | 2022R-015657 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2022 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 5 SUMMER CT, O FALLON, MO 63366-1007 |
| Document Number | 0071320972 |
| Instrument Date | Aug 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2019 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 SUMMER CT O FALLON MO 633661007, O FALLON, MO 63366-1007 |
| Document Number | 0071320972 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 007132/000972 |
| Instrument | 462040 |
| Name | FIRST CMNTY CU |
|---|---|
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 28, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Paul City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,845 (-) | $362,344 (-) Land $101,100 Building $261,244 | |
| 2025 | $4,197.00 | $68,845 (+10.13%) | $362,344 (+10.13%) Land $101,100 Building $261,244 |
| 2023 | $62,512 | ||
| 2022 | $329,011 Land $101,100 Building $227,911 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833118012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 37% of the US · above 29% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 2,083 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 320 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Gateway Fiber Holdings | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Wisper ISP, Verizon, Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.
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