5 Sugar Pine Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 5 Sugar Pine Dr, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,500 sqft · built 1998
Lot Size	0.153 acres (6,665 sqft)
Owner	2 Individual Names on File
Last Sale	$238,000 (Jan 2014)
Tax Bill	$4,602 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9108-35`

Property Details

APN / Parcel Number

Primary APN	`9108-35`
Alternative APN	`CUMB M:053 B:1336 L:000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area
Gross Area	2,340 sqft
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,665 sqft (0.153 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	9108-35
Street Address	5 SUGAR PINE DR
City	CUMBERLAND
State	RI
Zip	02864-1766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	1336
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1004
Census Tract	11403

Owner

5 Sugar Pine Dr is owned and occupied by two individuals who bought it in January 2014.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 SUGAR PINE DR, CUMBERLAND, RI 02864-1766
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Sep 7, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 5, 2017	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2014 · Amount on File
Deed Sale	Jan 15, 2014 · Amount on File
Prior Sale	May 29, 1998 · Amount on File
Deed Document Number	20146
Deed Book / Page	1639 / 35
Transfer Doc	1755-123
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Recording Date	Jun 8, 2026
Property Address	5 SUGAR PINE DR, CUMBERLAND, RI 02864-1766
Document Number	02031-0843
Book / Page	2031 / 843
Instrument Date	Jun 2, 2026
Instrument	2026155356
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SUGAR PINE DR, CUMBERLAND, RI 02864-1766
Investor	Possibly a Property Investor

Mortgage

Document Number	0000155356,
Date	Jun 8, 2026
Book Page	2031/843
Instrument	2026155356

Lender

Name	LOANDEPOT.COM LLC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	5 SUGAR PINE DR, CUMBERLAND, RI 02864-1766
Document Number	1784-450
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SUGAR PINE DR CUMBERLAND RI 028641766, CUMBERLAND, RI 02864-1766

Mortgage

Document Number	1784-450
Date	Sep 26, 2018
Book Page	001784/000450

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2048

October 2017: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Oct 5, 2017
Property Address	5 SUGAR PINE DR, CUMBERLAND, RI 02864-1766
Document Number	1755-123
Book / Page	001755 / 000123
Instrument Date	Sep 27, 2017
Transaction Type	Transfer
Record Updated	Oct 31, 2017

Transaction

Amount	Amount on Record
Tax	$2.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	5 SUGAR PINE DR CUMBERLAND RI 028641766, CUMBERLAND, RI 02864-1766
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 5 Sugar Pine Dr was $4,602, up 1.4% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,602.00 (+1.39%)	$459,700 (+24.28%) Land $198,800 Building $260,900	$490,190
2025	$4,539.00	$369,900 Land $131,300 Building $238,600
2023	$4,298.00 (+6.15%)	$369,900 (+36.95%) Land $131,300 Building $238,600
2022	$4,049.00	$270,100 Land $91,800 Building $178,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Sugar Pine Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Dec 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Sugar Pine Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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