5 Suffolk Ln, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 5 Suffolk Ln, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,928 sqft · built 1958
Lot Size	0.448 acres (19,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$427,000 (Jul 2014)
Tax Bill	$11,695 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-00597-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`32-00597-0000-00005`
Alternative APNs	`320059700005` `83155`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,928 sqft Living Area
1st Floor Area	1,928 sqft
Upper Floors Area	572 sqft
Basement Area	528 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	19,530 sqft (0.448 acres)
Lot Dimensions	186 ft deep x 105 ft wide
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	27 sqft
Patio Area	518 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	83155
Street Address	5 SUFFOLK LN
City	MIDDLETOWN
State	NJ
Zip	07748-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R22
Legal Subdivision	MONMOUTH GARDENS
Legal Block	597
Legal Lot Number	5
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2012
Census Tract	800702

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 SUFFOLK LN, MIDDLETOWN, NJ 07748-1704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2014 · Amount on Record
Deed Sale	Jul 14, 2014 · Amount on Record
Deed Document Number	201454629
Deed Book / Page	9072 / 8376
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	5 SUFFOLK LN, MIDDLETOWN, NJ 07748-1704
Document Number	0000034852
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SUFFOLK LN MIDDLETOWN NJ 077481704, MIDDLETOWN, NJ 07748-1704

Mortgage

Document Number	0000034852
Date	Apr 8, 2020
Book Page	009405/002346
Instrument	34852

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$787,000 (+8.61%) Land $523,500 Building $263,500	$787,000 (+8.61%) Land $523,500 Building $263,500
2025	$11,695.00 (+6.95%)	$724,600 (+28.54%) Land $463,500 Building $261,100	$724,600 (+28.54%) Land $463,500 Building $261,100
2024	$10,935.00 (+10.39%)
2023		$563,700 Land $351,300 Building $212,400	$563,700 Land $351,300 Building $212,400
2022	$9,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20