5 Stony Point Rd, Charleston, WV 25314 Property Records

Kanawha County property record for 5 Stony Point Rd, Charleston, WV 25314

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 6,788 sqft · built 1991
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Jan 1999)
Tax Bill	$6,496 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-83-0004.0000`

Property Details

APN / Parcel Number

Primary APN	`09-83-0004.0000`
Alternative APNs	`20-09-83-0004.0000` `07488382`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	6,788 sqft Living Area
1st Floor Area	4,688 sqft
Basement Area	2,100 sqft
Finished Basement	2,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Stucco
Lot Area	36,590 sqft (0.84 acres)
Terrain	Below Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07488382
Street Address	5 STONY POINT RD
City	CHARLESTON
State	WV
Zip	25314-1663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 STONEY POINT SUB DAVIS CK
Legal Subdivision	STONEY POINT SUB
Legal Block	5
Legal Lot Number	4
Jurisdiction	KANAWHA WV
Township / Civil Division	2
Census Block Group	3
Census Block	3009
Census Tract	1800

Owner

5 Stony Point Rd is owned and occupied by two individuals who bought it in January 1999.

Source: Kanawha County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 STONY POINT RD, CHARLESTON, WV 25314-1663
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 1999 · Amount on File
Deed Sale	Jan 28, 1999 · Amount on File
Deed Book / Page	2461 / 315
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANAWHA WV
Recording Date	Jul 7, 2022
Property Address	5 STONY POINT RD, CHARLESTON, WV 25314-1663
Document Number	0031340495
Instrument Date	Jun 21, 2022
Instrument	31340495
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 NE 16TH AVE, GAINESVILLE, FL 32601-3737

Mortgage

Document Number	0045960405
Date	Jul 7, 2022
Instrument	45960405

Lender

Name	THE HUNTINGTON NATIONAL BANK

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Margin	3

Tax Assessment & Valuation

The 2025 property tax bill for 5 Stony Point Rd was $6,496.

Source: Kanawha County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Kanawha County
Municipality	Charleston City
Unified School District	Kanawha County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,496.00	$403,740 Land $58,980 Building $344,760	$672,900 Land $98,300 Building $574,600
2023	$6,199.00	$385,320 (+5.16%) Land $58,980 Building $326,340	$642,200 (+5.16%) Land $98,300 Building $543,900
2022		$366,420 Land $58,980 Building $307,440	$610,700 Land $98,300 Building $512,400
2021	$5,872.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Stony Point Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1978–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Stony Point Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of West Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	2,000 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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