5 Steers Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 5 Steers Ave, Schenectady, NY 12304

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,464 sqft · built 1890
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Jun 2020)
Tax Bill	$7,793 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 60.30-1-6.1`

Property Details

APN / Parcel Number

Primary APN	`421500 60.30-1-6.1`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,464 sqft Total Area
1st Floor Area	1,232 sqft
2nd Floor Area	1,232 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	146 ft deep x 94 ft wide
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	310 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5 STEERS AVE
City	SCHENECTADY
State	NY
Zip	12304-1719
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	02 - SINGL
Legal Subdivision	PINEHURST
Legal Block	1
Legal Lot Number	6.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1024
Census Tract	21801

Owner

Source: Schenectady County and Schenectady City records · APN 421500 60.30-1-6.1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 STEERS AVE, SCHENECTADY, NY 12304-1719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Dec 02, 2015 · Amount on Record
Deed Document Number	202018807
Deed Book / Page	2037 / 277
Record Updated	Jun 08, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 30, 2020
Property Address	5 STEERS AVE, SCHENECTADY, NY 12304-1719
Document Number	0000018807
Book / Page	2037 / 277
Map Reference	CAB C MAP 249
Instrument Date	Jun 11, 2020
Instrument	202018807
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$708.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 BARRY CT, 3, LOUDONVILLE, NY 12211-1707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2248 BERKLEY AVE, NISKAYUNA, NY 12309-2706

Mortgage

Document Number	0000018808
Date	Jun 30, 2020
Instrument	202018808

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,793.00 (+6.01%)	$143,800 (-) Land $20,100 Building $123,700	$238,119 (+30.82%) Land $33,284 Building $204,835
2023		$143,800 (-) Land $20,100 Building $123,700	$182,025 (+3.8%) Land $25,443 Building $156,582
2022		$143,800 Land $20,100 Building $123,700	$175,366 Land $24,512 Building $150,854
2021	$7,351.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 531 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.