5 State Rte 185, Dyer, TN 38330 Property Records

Gibson County property record for 5 State Rte 185, Dyer, TN 38330

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,862 sqft · built 2008
Lot Size	1.52 acres (66,211 sqft)
Owner	Individual Name on Record
Tax Bill	$2,315 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060 04607 001`

Property Details

APN / Parcel Number

Primary APN	`060 04607 001`
Alternative APN	`027060 04607 001`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,862 sqft Living Area
1st Floor Area	2,637 sqft
Upper Floors Area	750 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	66,211 sqft (1.52 acres)
Garage Type	Finished
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	279 sqft
Patio Area	84 sqft
Shed	1 Shed
Shed Area	900 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5 STATE ROUTE 185
City	DYER
State	TN
Zip	38330-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY PART UM CODE 34
Legal Subdivision	ROBERT E DODD
Jurisdiction	GIBSON TN
Township / Civil Division	19
Census Block Group	3
Census Block	3022
Census Tract	966200

Owner

Source: Gibson County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 STATE ROUTE 185, DYER, TN 38330-4218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Feb 7, 2019	Loan Modification, Mortgage · Conventional Mortgage BANCORPSOUTH
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025
Deed Sale	Oct 10, 2025
Deed Document Number	0011232751
Prior Transfer Date	Jan 28, 2008
Prior Transfer Doc	0000922282
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Property Address	5 STATE ROUTE 185, DYER, TN 38330-4218
Document Number	0000198795
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 STATE ROUTE 185 DYER TN 383304218, DYER, TN 38330-4218

Mortgage

Document Number	0000198795
Date	Sep 21, 2020
Book Page	001052/001146
Instrument	198795

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GIBSON TN
Property Address	5 STATE ROUTE 185, DYER, TN 38330-4218
Document Number	0000184235
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Feb 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000184235
Date	Feb 12, 2019
Book Page	001032/002041
Instrument	184235

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 11, 2024

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Property Address	5 STATE ROUTE 185, DYER, TN 38330-4218
Document Number	0000182035
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5 STATE ROUTE 185 DYER TN 383304218, DYER, TN 38330-4218

Mortgage

Document Number	0000182035
Date	Oct 30, 2018
Book Page	001030/000108
Instrument	182035

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TRENTON, TN 38382

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 29, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gibson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Gibson County
Municipality	Dyer City
Unified School District	Gibson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,315.00	$107,850 Land $4,050 Building $103,800
2024			$431,400 Land $16,200 Building $415,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Most Recent Claim	Dec 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYER WATER DEPT serves 2,783 people · EPA ID TN0000209
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	GIBSON CO MUNI WATER DIST #1
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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