5 Starkin Rd, Milltown, NJ 08850 Property Records

Middlesex County and East Brunswick Township property record for 5 Starkin Rd, Milltown, NJ 08850

Property Summary

Property Type	Single Family Home
Details	2,210 sqft · built 1963
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Oct 2023)
Tax Bill	$14,982 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00308-13-00003`

Property Details

APN / Parcel Number

Primary APN	`04-00308-13-00003`
Alternative APNs	`0400308001300003` `8193`

Interior

Building Area	2,210 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	8193
Street Address	5 STARKIN RD
City	MILLTOWN
State	NJ
Zip	08850-2143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	100X150
Legal Block	308.1
Legal Lot Number	3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EAST BRUNSWICK
Census Block Group	1
Census Block	1001
Census Tract	6601

Owner

Source: Middlesex County and East Brunswick Township assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 STARKIN RD, MILLTOWN, NJ 08850-2143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSS COUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2023 · Amount on Record
Deed Sale	Oct 24, 2023 · Amount on Record
Prior Sale	Dec 6, 2005 · Amount on Record
Deed Document Number	202363043
Deed Book / Page	19328 / 472
Record Updated	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 24, 2023
Property Address	5 STARKIN RD, MILLTOWN, NJ 08850-2143
Document Number	0000063043
Book / Page	19328 / 472
Instrument Date	Oct 13, 2023
Instrument	2023063043
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	BREAK WATER TITLE AGENCY LLC, BREAKWATER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,397.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 SW LAKOTA AVE, PORT SAINT LUCIE, FL 34953-3056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 STARKIN RD, MILLTOWN, NJ 08850-2143

Mortgage

Document Number	0000063044
Date	Oct 24, 2023
Instrument	2023063044

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jan 1, 2029
Change Frequency	Monthly
Min Rate At Change	5%
Max Rate At Change	7%
Index	1-Year T-Bill
Margin	2
Max Rate	7%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	5 STARKIN RD, MILLTOWN, NJ 08850-2143
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GOLDEN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025035
Date	Mar 16, 2020
Book Page	17815/1433
Instrument	2020025035

Lender

Name	CROSS COUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and East Brunswick Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	East Brunswick Township
Unified School District	East Brunswick Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,600 (-) Land $30,000 Building $88,600	$118,600 (-) Land $30,000 Building $88,600
2025	$14,982.00 (+2.94%)	$118,600 (-) Land $30,000 Building $88,600	$118,600 (-) Land $30,000 Building $88,600
2024	$14,554.00 (+3.63%)
2023		$118,600 (-) Land $30,000 Building $88,600	$118,600 (-) Land $30,000 Building $88,600
2022	$14,044.00	$118,600 Land $30,000 Building $88,600	$118,600 Land $30,000 Building $88,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BRUNSWICK WATER UTILITY serves 49,715 people · EPA ID NJ1204001
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Optimum Communications.

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