Whatcom County property record for 5 Stable Ln, Bellingham, WA 98229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,808 sqft · built 1989 |
| Lot Size | 0.174 acres (7,599 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,000 (Dec 2025) |
| Tax Bill | $3,889 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 370406-255242-0000 |
| Primary APN | 370406-255242-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,808 sqft Living Area |
| Gross Area | 2,075 sqft |
| 1st Floor Area | 1,048 sqft |
| Basement Area | 1,027 sqft |
| Finished Basement | 760 sqft |
| Unfinished Basement | 267 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 7,599 sqft (0.174 acres) |
| Deck Area | 242 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 30314 |
|---|---|
| Street Address | 5 STABLE LN |
| City | BELLINGHAM |
| State | WA |
| Zip | 98229-7823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR3 |
| Legal Description | SUDDEN VALLEY DIV 5 LOT 59 |
| Legal Range | 04 |
| Legal Township | 37 |
| Legal Section | 06 |
| Legal Subdivision | SUDDEN VALLEY DIV 5 |
| Legal Block | 2 |
| Legal Lot Number | 59 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 809 |
Source: Whatcom County records, as of December 30, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 STABLE LN, BELLINGHAM, WA 98229-7823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Dec 1, 2025 | Warranty Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC |
| Sep 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2025 · Amount on Record |
| Deed Sale | Dec 1, 2025 · Amount on Record |
| Prior Sale | Sep 19, 2022 · Amount on Record |
| Deed Document Number | 2025150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Dec 1, 2025 |
| Property Address | 5 STABLE LN, BELLINGHAM, WA 98229-7823 |
| Document Number | 0001200150 |
| Map Reference | VOL 10 PG 48-50 |
| Instrument Date | Nov 26, 2025 |
| Instrument | 2025-1200150 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,245.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 STABLE LN, BELLINGHAM, WA 98229-7823 |
| Document Number | 0001200151 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025-1200151 |
| Name | ORIGINPOINT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 19, 2022 |
| Property Address | 5 STABLE LN, BELLINGHAM, WA 98229-7823 |
| Document Number | 0000901520 |
| Map Reference | VOL 10 PG 48-50 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 2022-0901520 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2022 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,189.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 STABLE LN, BELLINGHAM, WA 98229-7823 |
| Document Number | 0000901521 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 2022-0901521 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,889.00 (+4.1%) | $421,423 (+0.88%) Land $136,944 Building $284,479 | $421,423 (+0.88%) Land $136,944 Building $284,479 |
| 2024 | $3,736.00 (+34.58%) | $417,730 (+16%) Land $135,744 Building $281,986 | $417,730 (+16%) Land $135,744 Building $281,986 |
| 2022 | $360,122 Land $117,024 Building $243,098 | $360,122 Land $117,024 Building $243,098 | |
| 2021 | $2,776.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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